People's Choice Credit Union - Savings & Everyday Accounts Interest Rates

Savings & Everyday Accounts Interest Rates

Our current rates are listed below to assist you in choosing a savings option that’s right for you. These rates are current as at 1 February 2012.

Personal Transaction Accounts
Everyday Account	Club 55
Nil Credit Interest	Interest is calculated daily on the portion of the balance within each tier and paid on the last day of the month.
	$0 - $44,599	3.05% p.a
	$44,600 +	4.60% p.a.
Line of Credit & Line of Credit Package	Offset Account
Nil credit interest	Interest Rate used to calculate offset benefit is the same rate as the interest rate on the loan linked to the account.

Savings Accounts
Online Saver			Bonus Saver
Interest is calculated daily and paid to the account monthly. Bonus interest paid where there are no withdrawals during the calendar month.			Interest is calculated daily and paid to the account monthly. Bonus interest paid where there are no withdrawals during the calendar month.
*Balance Tier*	*Base Rate*	*With Bonus*	*Balance Tier*	*Base Rate*	*With Bonus*
$0- $4,999	3.50% p.a.	4.00% p.a.	$0- $4,999	0.00% p.a.	2.00% p.a.
$5,000 +	4.25% p.a.	4.75% p.a.	$5,000 -$19,999	0.20% p.a.	2.20% p.a.
			$20,000 +	0.50% p.a.	2.50% p.a.
Expenses Account			Christmas Savings Account
Interest is calculated daily and paid to the account annually on the 31st of May.			Interest is calculated daily and paid to the account annually.
All balances		0.10% p.a.	$0 - $499		0.50% p.a.
			$500 +		1.25% p.a.

Children's Savings Accounts
*Balance Tier*	*Base Rate*	*With Bonus*
Interest is calculated daily and paid to the account monthly. Bonus interest paid where there are no withdrawals during the calendar month.
$0- $4,999	0.00% p.a.	2.00% p.a.
$5,000 -$19,999	0.20% p.a.	2.20% p.a.
$20,000 +	0.50% p.a.	2.50% p.a.

If you would like further information about any of these products contact us on 13 11 82 or visit your nearest branch.

Full details of the relevant Terms & Conditions are available on application Interest is calculated daily and paid on the last day of the month except where stated. Interest is calculated on the entire balance of each account at the applicable rate, except for the Club 55 Account where interest is calculated on the portion of the account balance in each interest tier. No interest is paid where the balance falls below the lowest tier shown for each account. Offset account is only available on selected variable rate loans. You should consider our Product Disclosure Statements and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

Savings & Everyday Accounts

Savings & Everyday Accounts Interest Rates

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