That's why we've created our four, easy to follow, Steps to Success:
Steps to success
Everyone is different, with differing financial resources, lifestyle needs and personal aspirations.
Our aim is to work with you and to provide a process to assist you in defining, quantifying and prioritising your individual needs and goals.
Through goal setting, your Financial Adviser will work with you in developing a portfolio that provides you with the required return to deliver your goals.
Having defined your goals with you, your Financial Adviser will investigate and assess the strategies which are suitable for you.
This will include managing your cash flow; investments (both superannuation and non-superannuation); insurance to protect you and your financial assets; and estate planning considerations.
We will consider all strategies relevant to your financial goals, and make recommendations for you to consider.
The third step involves implementing your plan, where together you and your Financial Adviser will choose the most effective solutions for you.
We will spend time with you to explain the options, how they could affect your plan and their degree of appropriateness. We will do all the legwork required to make sure all aspects of your plan are properly implemented in the way you have chosen.
Every financial plan, no matter how carefully structured, is vulnerable to the effects of change.
Changes to your personal circumstances, changes in legislation, social security and taxation, as well as changes to the financial markets, can all affect your financial plan and its ability to achieve your goals.
We will provide you with regular reviews and ongoing financial advice to ensure your plan remains on track.
At each review, we will revisit your goals and priorities in light of changing circumstances.
To see a Financial Adviser, call 1300 132 982, visit a branch, or if you are short on time, we'll contact you.
You should consider our Product Disclosure Statements and/or other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
If you are receiving advice from one of our Financial Advisers in Western Australia, you will be dealing with Financial Solutions Australasia Pty Ltd ABN 36 008 939 599 AFSL 244 308, a 100% owned subsidiary of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL/ACL 244 310, trading as People's Choice Credit Union.