Terms, conditions, fees and lending criteria apply and are available on application. The interest free period applies providing the closing balance on the statement is paid in full by the due date. If repayments are not made in time to qualify for the interest free period, our current interest rate of 15.95%p.a. will apply. Cash advances attract interest from the day of transaction. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. This information and advice is provided without reference to your personal circumstances so you should consider our Disclosure Documents when deciding whether to hold this product and whether this product fits your objectives, financial situation and needs.