Business Loans

Business Loan Interest Rates

Lending Interest Rates
  Secured by Residential Property up to $1,000,000^ Secured by Commercial Property up to $1,000,000^
Variable 6.62% p.a.* 7.37% p.a.
1 Year Fixed 5.79% p.a. 6.54% p.a.
2 Year Fixed 5.69% p.a. 6.44% p.a.
3 Year Fixed 5.79% p.a. 6.54% p.a.
4 Year Fixed 5.99% p.a. 6.74% p.a.
5 Year Fixed 5.99% p.a. 6.74% p.a.
Business Line Of Credit    
Business Line of Credit 6.72% p.a.* 7.47% p.a.

Business Vehicle Loans

Lending for Sole Trader and Partnerships
Business Vehicle Loan $20k+
Car 3 years or less
7.64% p.a.
Business Vehicle Loan $20k+ 8.42% p.a.
Lending for Company Borrowers
Business Vehicle Loan $60k+ 8.42% p.a.
Business Vehicle Loan $20k to $60k 8.99% p.a.

Business Overdraft

From 15.45% p.a.^

*The interest rate applicable to loans funded prior to 1 July 2012 is 0.25% less than the rate shown, however these loans are subject to an annual fee.
^All loans greater than $1,000,000 will be priced upon application.

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Terms, conditions, fees, charges and lending criteria apply and are available on application. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.This information and advice is provided without reference to your personal circumstances so you should consider our Product Disclosure Documents and whether this product fits your objectives, financial situation and needs.

Copyright © 2014 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
ABN 11 087 651 125    Australian Financial Services Licence (244310) and Australian Credit Licence (244310)    BSB 805-050