The below Insurance Product Disclosure Statements (PDS) are to be used as a guide only as these name CUMIS Insurance Society Inc. as the insurer which is no longer the case. The issuer of these insurance policies is now QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545 and QBE Life (Australia) Limited ABN 83 089 981 073 AFSL 245492. All the features, benefits, terms and conditions of the policy remain as per the PDS above.
To make any alterations to your policy or make a claim please contact us on 13 11 82 and follow the prompts, our phone system still refers to these policies as CUNA.
For more information about any of these products, contact us on 13 11 82 or visit any branch.
You should consider our Product Disclosure Statements and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
1. Insurer:
CGU Insurance Limited ABN 27 004 478 371 AFSL No. 238291 (CGU). For the Life and Trauma covers, CGU holds an insurance policy issued by National Mutual Life Association of Australasia ABN 72 004 020 437 AFS Licence No. 234649 a member of AMP Group (NMLA). CGU administers the Life and Trauma covers on behalf of NMLA and CGU’s liability under that policy is limited to the administration of the policy including the management of claims. This information must be read in conjunction with the Product Disclosure Statement which sets out the full details of cover plus explanations and any applicable limits and exclusions. You should consider the PDS in deciding whether to buy or hold this product. This is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement and Insurance Policy (PDS).
2. Insurance policies have certain conditions, limitations and exclusions. Any advice provided has not considered your personal objectives, financial situation or needs. Before making a decision about your insurance needs, please refer to the Product Disclosure Statement available from People's Choice Credit Union. Issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545 and QBE Life (Australia) Limited ABN 83 089 981 073 AFSL 245492.