Loan Calculator

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Apply online here.

Please fill out the steps below to find out how much you can borrow, what your repayments would look like and how we can fast track your loan application.

Return to an existing application here.

  • What are you looking for?

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    • Car loan

      Car

      If you are looking for or purchasing a new or used motor vehicle
      Start
    • Home improvement loan

      Household goods & home improvements

      If you are looking for a new TV, a set of solar panels, some furniture or other household goods
      Start
    • Refinance loan

      Refinancing your other loan

      If you'd like to see if we can offer a better deal on your current personal or car loan
      Start
    • Debt Consolidation

      Consolidating your debts

      If you need assistance in wrapping up some debts into a single easy payment
      Start
    • Other purpose

      Other purpose

      If there's anything else you'd like to borrow some money for
      Start
    • 1) Details of your loan

      1) Details of your loan

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      2) Our loan options

      2) Our loan options

      $
      3) Your borrowing power

      3) Your borrowing power

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      $
      $
      $

      Looking good!

      Tick-93x93Based on the information you have provided, we'd like to fast track your application for further assessment.

      Please proceed directly to our online application form via the Apply Now button below.

      This will require more detailed information about your loan, income and expenses. Your application is conditional upon receiving more information.

      Apply Now

      Question-mark-93x93Thanks for providing your information, before we can give you an indication of your eligibility, we will need to get some more details about your circumstances.

      Please proceed to our online application form via the Apply Now button below or call us on 13 11 82.

      Apply Now

      Phone-93x93Based on the information you have provided, we are unable to process your application online.

      Please give us a call on 13 11 82, or drop into a branch to discuss your options.

      Call Us
      Results
      • Protected loan
      • MonthlyFortnightlyWeekly repayment+

      • Interest Rate p.a.

      • Total cost of loan

      • Unprotected loan
      • MonthlyFortnightlyWeekly repayment+

      • Interest Rate p.a.

      • Total cost of loan

      + Repayments for the first years of loan. Based on current variable rate of , remaining repayments would be .

      Benefits of protecting your loan

      • Opportunity to receive payment relief when you need it most in the event of involuntary unemployment, illness, disability or death.
      • Available for all applicants aged between 18 and 65 and on all personal loans up to $60,000.*

      * Terms, conditions, fees and eligibility criteria apply and are available on application. You should consider our Mutual Aid Product Disclosure Statement. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs.

Disclaimer: The calculator provides illustrative examples only and is based on the accuracy of information provided. It is not intended to be relied on for the purposes of making a decision in relation to a financial product. It is not a quote or a pre qualification for a loan. You should seek professional advice and consider your own circumstances before making a financial decision.

All applications for credit are subject to People's Choice Credit Union normal credit approval criteria. Fees and charges are payable and are not taken into account in the calculation.

Contact us on 13 11 82 with any questions, or visit your nearest branch to talk with a consultant.

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Copyright © 2013 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
ABN 11 087 651 125    Australian Financial Services Licence (244310) and Australian Credit Licence (244310)    BSB 805-050