Your goals may include:
Buying your first home is exciting but don’t let that excitement turn into stress - only borrow what you can afford to repay now and into the future.
Use our simple calculators to help you work out whether you can afford a loan:
Helpful tip: Practice putting aside your repayment amount and living off the remainder to give you an idea of what it will be like with a mortgage
The purchase price isn’t the only cost when buying your first home. It’s important to budget for additional expenses such as mortgage insurance, stamp duty, legal fees, council rates and bills.
A good rule of thumb is to allow for 5% of the purchase price.
Our free First Home Buyers seminars cover the entire home buying process and can help you reach your goal of home ownership sooner, without the financial jargon!
Click for more information and to register your interest in our free First Home Buyers seminars.
You should consider our Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
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Copyright © 2013 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 Australian Financial Services Licence (244310) and Australian Credit Licence (244310) BSB 805-050