Financial Hardship

Topics

1. Financial Hardship

1. Financial Hardship

   1. I'm worried that I won't be able to repay my loan or credit card. What should I do?

      You should get in touch with us as soon as possible if you think you might have trouble meeting your financial commitments. We'll then work with you to tailor a plan that helps you stay on top of your repayments.

   2. Who do I contact if I'm having financial difficulty?

      You can call People's Choice Credit Union's Credit Management team on 13 11 82.

   3. What options are available to me if I can't pay my loan or credit card?

      A range of solutions are available to members who might be going through financial hardship. We can tailor a plan depending on individual circumstances, and advise you of organisations who may be able to help.

   4. Will my credit rating be affected if I access assistance?

      Getting on top of your financial difficulties early is the best way to make sure your credit history remains in good condition. Get in touch with us as soon as you think you might have difficulty meeting your repayments so we can start working together on a solution.

   5. I'm after some information on managing my credit and finances, where do I start?

      You can call People's Choice Credit Union's Credit Management team on 13 11 82.  For more information, visit the Abacus website or ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.