Discounted Personal Loan

Get the things you want, or pay for the things you need with a People's Choice Credit Union Discounted Personal Loan.

Asset ALT

Our Discounted Personal Loan has a low rate and is available for almost any purpose, excluding Debt Consolidation.

  • Loans start from $10,000
  • Competitive interest rates with a lower rate available for loans $20,000 and above to purchase or refinance an external debt for a vehicle aged 3 years or less
  • Loan term up to 10 years
  • Fixed rate for the first 5 years
  • No monthly fees
  • Fast pre approval
  • Ability to apply online, over the phone or in person at any of our branches
  • No penalty for additional repayments or early payout

Please review our Credit Guide as part of your credit application enquiries. 

Apply online, have a chat with us on 13 11 82 or visit  your nearest branch.

More Information

  • View our competitive interest rates
  • View our fees
  • Available for almost any purpose, excluding debt consolidation
  • Loan term up to 10 years
  • Flexible repayment options - weekly, fortnightly or monthly
  • No penalty for additional repayments you've made to your loan
  • Ability to redraw against extra repayments you've made to your loan
  • Option to take Mutual Aid to protect your repayments should you find yourself in financial hardship
  • Available for secured loans only

Terms, conditions, fees, charges and lending criteria apply and are available on application. You should consider our Lending Terms & Conditions and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation  and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.