Discounted Personal Loan

Get the things you want, or pay for the things you need with a People's Choice Credit Union Discounted Personal Loan.

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Our Discounted Personal Loan has a low rate and is available for almost any purpose, excluding Debt Consolidation.

  • Loans start from $10,000 or $20,000 for a lower interest rate
  • Loan term up to 10 years
  • Fixed rate for the first 5 years
  • No monthly fees
  • Fast pre approval
  • Ability to apply online, over the phone or in person at any of our branches
  • No penalty for additional repayments or early payout

Apply online, have a chat with us on 13 11 82 or visit any branch.

Please check our Credit Guide as part of your credit application enquires.

Show benefits, rates and fees

  • View our competitive interest rates
  • View our fees
  • Available for almost any purpose, excluding debt consolidation
  • Loan term up to 10 years
  • Flexible repayment options - weekly, fortnightly or monthly
  • No penalty for additional repayments you've made to your loan
  • Ability to redraw against extra repayments you've made to your loan
  • Option to take Mutual Aid to protect your repayments should you find yourself in financial hardship
  • Available for secured loans only
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13 11 82  
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Terms, conditions, fees, charges and lending criteria apply and are available on application. You should consider our Lending Terms & Conditions and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation  and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

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Copyright © 2012 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
    ABN 11 087 651 125    AFSL/ACL 244310    BSB 805-050