Business Insurance

People's Choice Credit Union offer quality business cover at competitive rates for all sorts of businesses.

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We offer personalised business insurance packages and cover specific areas of your business such as farm, commercial motor, commercial property or construction insurance. Plus, to make things easier we'll cover you straight away and don't charge extra if you want to pay by the month.

To arrange a quote or find out more, call 13 11 82 to arrange a chat with one of our business insurance specialists.

Benefits, rates and fees

Features & benefits:

Business Package

  • Personalised packages to suit your individual business needs.
  • Insurance protection combined in one policy.
  • Customised to include up to ten different insurance cover options.

Commercial Motor Insurance

  • Cover up to $30 million in liability.
  • Includes cover for hire car costs.
  • Cover for payment to your financial provider.
  • Choice of agreed or market value with comprehensive cover.

Liability Insurance

  • Provides cover against claims arising from personal injury or damage to other people or property.
  • Cover for legal defence costs.

Commercial Property Owners Insurance

  • Loss of income cover, including tenant rent and other sources of income.
  • Cover for general theft (no sub limit) and money theft (up to $50,000).
  • Machinery and electronic equipment breakdown.
  • Up to $100,000 for occupational health and safety legal costs.

Farm Insurance

  • Mix and match options so you aren't paying for more than you need.

Farm Motor Insurance

  • Cover is available for a range of vehicles including goods carrying and agricultural vehicles.

Construction Insurance

  • Cover for property damage.
  • Professional fees.
  • Cover for removal of debris.
  • Principal supplied materials.

How do I claim?

Making a claim is easy. Just call 13 11 82 and follow the prompts for insurance. We can help you 24 hours a day, seven days a week.

You should consider our Product Disclosure Statements and Disclosure Documents. This information is general advice only and is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125, acts under an agreement with CGU Insurance Ltd ABN 27 004 478 371 AFSL 238291. Insurance products are issued by CGU. Product Disclosure Statements are available from CGU or delivery can be arranged through People's Choice Credit Union. When you take out a policy with CGU through us, CGU pay commission at rates which range from 0% - 30% of the base premium.