Investment Loan

There are a number of ways you can invest your money to make it work harder for you. Our investment loan options may be just what you need for your property investment.

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Plus, our investment loans can help to minimise your repayments by offering an option to make interest only payments for up to five years.

To apply for a loan or learn more, speak with your nearest Home Loan Adviser, have a chat with us on
13 11 82 or visit any branch.

More Information

Features & benefits:

  • Loan terms up to 30 years available.
  • Make unlimited extra repayments without any fees (or up to $10,000 a year if you choose a fixed rate).
  • You can choose from a range of product options such as standard variable, basic variable, fixed or line of credit.
  • If you choose a standard variable rate you have the flexibility to take out any extra payments you have made if you need the money back again.1
  • Personalise your repayments to suit your budget - weekly, fortnightly or monthly.
  • If you are purchasing a new home you can have up to 90 days pre-settlement insurance if you take out home & contents insurance through us.
  • Fast approval to get you into your new home sooner.

Other options:

  • Want the best of both worlds? Combine your loan so part of it is fixed and part of it is variable.
  • Lock in a quoted fixed rate between your application date and settlement.2
  • Make interest only payments.
  • If you choose a standard variable rate you have the option to link an Offset facility to your loan to help you reduce the interest payable and time taken to pay off your loan.3

View our interest rates.

View our fees, charges and disclosure documents.

Helpful tools and guides:


Other loans you may also like to consider:

1 Not available on fixed rate.

2 Rate Lock fee is 0.15% of the total loan amount and is valid for 90 days from the date of application.

3 Not available on fixed rate or basic variable loans.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

You should consider our Product Disclosure Statements and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

Insurance issued by CGU:

Insurance products are issued by CGU Insurance Ltd ABN 27 004 478 371 AFSL 238291 (CGU). This information must be read in conjunction with the Product Disclosure Statement (PDS) which sets out the full details of cover plus explanations and any applicable limits and exclusions. The PDS for this product are available from any People's Choice Credit Union branch or CGU. You should consider the PDS in deciding whether to buy or hold the product.

All our insurance issuers pay commission at rates which range from 0% - 30% of the base premium. The commission rate varies depending on the type of insurance.

Copyright © 2014 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
ABN 11 087 651 125    Australian Financial Services Licence (244310) and Australian Credit Licence (244310)    BSB 805-050