Personal Loan

With People's Choice Credit Union you can take out a personal loan for as little as $2,000.

Asset ALT

Our personal loans are a fast and convenient way to get the things you want or to pay for the things you need. With flexible repayments and competitive interest rates, you can use our personal loan for almost any purpose.

  • Competitive interest rates
  • Fixed interest rates, so you know your repayments won't change
  • No monthly fees
  • Fast pre-approval
  • Ability to apply online, over the phone or in person at any of our branches
  • No penalty for additional repayments or early payout

Apply online, have a chat with us on 13 11 82 or visit  any branch.

Please review our Credit Guide as part of your credit application enquiries.

Show benefits, rates and fees

  • View our competitive rates
  • View our fees
  • Available for almost any purpose including debt consolidation
  • Minimum loan amount from $2,000
  • Secured or unsecured loan options available
  • Loan terms up to 7 years
  • Flexible repayment options - weekly, fortnightly or monthly
  • No penalty for additional repayments or early payout
  • Ability to redraw against extra repayments you've made to your loan
  • Option to take Mutual Aid to protect your repayments should you find yourself in financial hardship

Terms, conditions, fees, charges and lending criteria apply and are available on application. You should consider our Lending Terms & Conditions and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation  and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.