Personal Loan

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With People's Choice Credit Union you can take out a personal loan for as little as $2,000.

Our personal loans are a fast and convenient way to get the things you want or to pay for the things you need. With flexible repayments and competitive interest rates, you can use our personal loan for almost any purpose; from buying a new car to refinancing an existing loan.

We offer:

  • Competitive interest rates - for loans starting from $20,000 or more or for purchasing or refinancing cars aged 3 years or less we offer a discounted personal loan
  • No monthly fees
  • Flexible repayment options; pay weekly, fortnightly or monthly
  • Fixed rate for the length of the loan
  • Loan terms up to 7 years
  • No penalty for additional repayments or early payout
  • Redraw facility against your extra repayments
  • Loans from $2,000
  • Secured and unsecured loan options available
  • Online application
  • Fast pre-approval

Apply online, call 13 11 82 or come into a branch.

Please review our credit guide as part of your credit application enquiries.

More Information

You also have the option to take Mutual Aid to protect your repayments should you find yourself in financial hardship.

View our fees, charges and disclosure documents.

Terms, conditions, fees, charges and lending criteria apply and are available on application. You should consider our Lending Terms & Conditions and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation  and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

Copyright © 2014 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
ABN 11 087 651 125    Australian Financial Services Licence (244310) and Australian Credit Licence (244310)    BSB 805-050