Offset Account

Enjoy the convenience of a regular savings account with the added benefit of reducing the amount of interest you pay on your home loan with an Offset Account.

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If a Standard Variable Rate Home Loan or Variable Rate Home Loan Package is the best fit for you, you may want to consider the extra benefits of an Offset Account.

Offering the convenience of a regular savings account, your Offset Account operates side by side with your loan to help reduce the amount of interest you pay.

Try our online savings calculator to work out how much you can save and how long it will take.

If you'd like to open an account or find out more, have a chat with us on 13 11 82 or visit any branch.

Offset Account

Features & benefits:

  • Unlimited People's Choice Credit Union Branch, Agency, Bank@Post transactions, BPAY®, Direct Debits, EFTPOS, rediATMs, SMS Banking, and Visa Card 'credit' purchases for a set monthly fee.
  • Easy access to your account via Internet Banking, Phone Banking and SMS Banking.
  • Visa Debit card access for convenient access through ATMs, EFTPOS and Bank@Post or the option of a rediCARD PLUS card.
  • Monthly statements.

Other options:

  • Optional cheque book access available.
  • Optional overdraft facility available.
  • Option to receive online statements.

Looking for our Rates or Fees & Charges?

®Registered to BPAY Pty Ltd ABN 69 079 137 518

Free transactions excludes non-rediATM, rejected BPAY® and declined electronic transactions. Terms, conditions, fees, charges and lending criteria apply and are available on application.

You should consider our Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

Copyright © 2014 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
ABN 11 087 651 125    Australian Financial Services Licence (244310) and Australian Credit Licence (244310)    BSB 805-050