Offset Account

If you have a Variable home loan^ you can reduce your home loan interest with our Offset Account.

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Offset Account features:

  • Unlimited People's Choice Credit Union Branch, Agency, Bank@Post transactions, BPAY®, Direct Debits, EFTPOS, rediATMs, SMS Banking, and Visa Card 'credit' purchases for a set monthly fee.
  • Easy access to your account via Internet Banking, Phone Banking and SMS Banking.
  • Visa Debit Card access for convenient access through ATMs, EFTPOS and Bank@Post.
  • Monthly statements.
  • Optional cheque book access available.
  • Optional overdraft facility available.
  • Option to receive eStatements.
  • ^Available for Standard or Package Variable home loans.

To open an Offset Account, call 13 11 82 or visit a branch.

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®Registered to BPAY Pty Ltd ABN 69 079 137 518

Free transactions excludes non-rediATM, rejected BPAY® and declined electronic transactions. Terms, conditions, fees, charges and lending criteria apply and are available on application.

You should consider our Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

Copyright © 2014 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
ABN 11 087 651 125    Australian Financial Services Licence (244310) and Australian Credit Licence (244310)    BSB 805-050