Club 55 Account

Regardless of whether you're still working, self funded, retired, or receiving a government pension, if you or your partner are 55 or over this could be your ideal account.

Asset ALT

Our Club 55 Account offers high interest rates and generous fee benefits. Plus, you'll also receive significant insurance discounts* and additional benefits on selected home, contents and motor vehicle insurance.

Try our online savings calculator to work out how much you can save and how long it will take.

If you'd like to open an account or find out more, have a chat with us on 13 11 82 or visit any branch.

Benefits, rates and fees

 

Features & benefits:

  • Unlimited People's Choice Credit Union Branch, Agency and Bank@Post transactions, BPAY®, Direct Debits, EFTPOS, rediATMs, SMS Banking, and Visa Card 'credit' purchases.
  • Easy access to your account via Internet Banking, Phone Banking and SMS Banking.
  • Insurance discounts and additional benefits.1
  • Competitive interest rates.
  • Visa Debit card access for convenient access through ATMs, EFTPOS and Bank@Post or the option of a rediCARD PLUS card.
  • Bi-annual statements (statements will be issued monthly if members have a qualifying account with a monthly statement cycle).

Other options:

  • Optional cheque book access available.
  • Optional overdraft facility available.
  • Option to receive monthly online statements.

Looking for our Rates or Fees & Charges?

®Registered to BPAY Pty Ltd ABN 69 079 137 518

*When calculating your annual premium based upon the sum of auto transfer orders, this total annual premium may differ from our quoted annual premium due to the impact of standard rounding. Insurance discounts are only applicable on selected home, contents, motor vehicle and travel insurance policies for active Club 55 account holders.

Free transactions excludes non-rediATM, rejected BPAY® and declined electronic transactions. Terms, conditions, fees & charges may apply and are available on application.

General Insurance (including Travel Insurance) issued by CGU Insurance Ltd ABN 27 004 478 371 AFSL 238291(CGU). This information must be read in conjunction with the Product Disclosure Statements which set out the full details of cover plus explanations and any applicable limits and exclusions. The PDS can be obtained from any branch or downloaded from this website.

People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL 244310 acts under agreement with CGU Insurance Ltd ABN 27 004 478 371. When you take out a policy with the providing entities through us, the providing entities pay commission at rates which range from 0% - 30% of the base premium.

You should consider our Product Disclosure Statements and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.