Home & Contents Insurance

Features and Benefits:

• Easy application process - just apply or get a quote online
• If you're over 50 you may be entitled to a discount on this product
• Fortnightly, Monthly or Annual payments available at no extra cost
• Choice to pay by direct debit or credit card

Optional Additional Cover:

• Accidental loss or damage to your home and contents
• Increased coverage limits on valuables

What am I covered for?

• Flood automatically included
• Natural disasters including fire, storm, lightning, earthquake and tsunami
• Theft/burglary, malicious damage, riots, civil commotion, escaping liquids, impact and explosion
• Additional cover for alternative accommodation for up to 12 months while rebuilding to a maximum of 10% of your building or contents sum insured
• Additional cover for removal of debris and demolition that results from loss to your building or contents, up to 10% of your building or contents sum insured
• Additional cover for the cost of employing an architect or surveyor and also any legal fees that arising from the rebuilding of your home, up to 10% of your building sum insured
• New for old replacement cover, regardless of age on most items
• Coverage of your contents away from home
• Coverage of your bicycles away from home
• Coverage of power surges
• Veterinary expenses up to $500 if your pet is injured in a road accident
• Glass breakage
• Electric motor burnout up to 15 years
• Broken bones cover benefit up to $1,000 per claim with a limit of $5,000 per period if you suffer an injury resulting in broken bones
• Contents in a commercial storage facility (up to the contents sum insured)
• Coverage of your contents in transit up to $10,000
• Coverage of visitor's contents up to $5,000
• Misuse of credit card or financial transaction card after it is stolen, or fraudulent use on the internet of credit card or financial transaction card, up to $5,000
• Extension of building cover to the purchaser during the sale of your home until the contract settlement date, the purchaser insures the home or the purchaser becomes liable for damage to the home (whichever occurs first)

How do I claim?

• Making a claim is easy. Just call 13 11 82 and follow the prompts for insurance. We can help you 24 hours a day, seven days a week.

Find out information about existing policies here.