Landlords Residential Property Insurance

Features & Benefits:

• Easy application process - just apply or get a quote online
• No extra charges for paying by the month

Optional Additional Cover:

• Loss of rent - if your buildings suffer loss or damage and are uninhabitable as a result, we will cover loss of rent for up 12 months
• Rent default and theft by tenant - we will cover rent default and theft by tenant and associated legal costs as a direct result of the incident up to $5,000
• Strata title mortgage protection - we will cover the amount you must pay to settle your mortgage following loss or damage to buildings that you own under a strata title or similar plan
• Legal liability - We will cover your legal liability as a result of any incident listed in the product disclosure statement that causes loss or damage to someone else's property or death or bodily injury to other people, during your period of insurance. Choose from $5 million, $10 million, $15 million or $20 million cover

What am I covered for?

• Flood automatically included
• Fire, explosion, earthquake, storm, rainwater, wind, tsunami, theft and liquid damage
• Malicious damage by tenants - we will cover your buildings or contents for loss or damage caused by a tenant or their visitors
• Additional cover for removal of debris and demolition that results from loss to your building or contents, up to 10% of your building or contents sum insured
• Additional cover for the cost of employing an architect or surveyor and also any legal fees that arise from the rebuilding of your home, up to 10% of your building sum insured
• If you sell your home, we'll extend the building cover to the purchaser until the contract settlement date, the purchaser insures the home, or the purchaser becomes liable for damage to the home (whichever happens first)

How do I claim?

• Making a claim is easy. Just call 13 11 82 and follow the prompts for insurance. We can help you 24 hours a day, seven days a week.

Find out information about existing policies here.