To qualify for a Low Doc loan you will need an Affordability Declaration Statement that shows your income, 12 months of Business Activity Statements (BAS), and a valid Australian Business Number (ABN) that verifies at least two years of self-employment.
Try our online calculators to work out how much you can afford to repay. You can also compare our loans side by side using our product selector to decide which features and benefits work best for you.
It's also important for you to look at our Credit Guide if you're thinking about applying for a loan to understand how we can best help you.
To get a loan or find out more, apply online, have a chat with us on 13 11 82 or visit any branch.
Features & benefits:
Other options:
1 Not available on fixed rate loans.
2 Bridging loans are only available on the standard variable rate.
3 Rate lock fee is 0.15% of the total loan amount and is valid for 90 days from the date of application.
Terms, conditions, fees, charges and lending criteria apply and are available on application.
You should consider our Product Disclosure Statements and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
Insurance issued by CGU:
Insurance products are issued by CGU Insurance Ltd ABN 27 004 478 371 (CGU). This information must be read in conjunction with the Product Disclosure Statement (PDS) which set out the full details of cover plus explanations and any applicable limits and exclusions. The PDS for this product are available from any People's Choice Credit Union branch or CGU. You should consider the PDS in deciding whether to buy or hold the product.
All our insurance issuers pay commission at rates which range from 0% - 40% of the base premium. The commission rate varies depending on the type of insurance.