To qualify for a Low Doc loan you will need an Affordability Declaration Statement that shows your income, 12 months of Business Activity Statements (BAS), and a valid Australian Business Number (ABN) that verifies at least two years of self-employment.
To apply for a loan or learn more, speak with your nearest Home Loan Adviser, have a chat with us on
13 11 82 or visit any branch.
Features & benefits:
Current interest rates
Fees and charges
1 Not available on fixed rate loans.
2 Bridging loans are only available on the standard variable rate.
3 Rate lock fee is 0.15% of the total loan amount and is valid for 90 days from the date of application.
Terms, conditions, fees, charges and lending criteria apply and are available on application.
You should consider our Product Disclosure Statements and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
Insurance issued by CGU:
Insurance products are issued by CGU Insurance Ltd ABN 27 004 478 371 (CGU). This information must be read in conjunction with the Product Disclosure Statement (PDS) which set out the full details of cover plus explanations and any applicable limits and exclusions. The PDS for this product are available from any People's Choice Credit Union branch or CGU. You should consider the PDS in deciding whether to buy or hold the product.
All our insurance issuers pay commission at rates which range from 0% - 40% of the base premium. The commission rate varies depending on the type of insurance.
Connect with us RSS Blog Youtube Google+ Twitter Facebook
Copyright © 2013 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 Australian Financial Services Licence (244310) and Australian Credit Licence (244310) BSB 805-050