Activate Account

If you are under 25, regardless if you are studying or working, the Activate Account has everything you need for your day-to-day transactions with no monthly account keeping fees.

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Get off to a great financial start with the Activate Account. Use your account wherever and whenever you like without the need to count or restrict your transactions*. Plus, you will have easy access to your account via Internet Banking and Phone Banking.

If you'd like to open an account or find out more, have a chat with us on 13 11 82 or visit any branch.

Benefits, rates and fees

Features & benefits:

  • No minimum balance.
  • rediCARD Plus card access if you are less than 16 years of age.
  • Visa Debit card access if you are 16 or older with the convenience and security of payWave.
  • * 'Set and forget' convenience –– make unlimited People's Choice Credit Union Branch, Agency and Bank@Post transactions, BPAY®, Direct Debits, EFTPOS, rediATMs and Visa Debit card ‘credit’ purchases fee free.
  • Easy access to your account via Internet Banking and Phone Banking.
  • Option to receive monthly online statements.
  • Bi-annual statements (monthly statements issued with Visa Debit access).

Other options:

  • Optional overdraft facility available if you are over 18 years of age.

Looking for our Rates or Fees & Charges?

®Registered to BPAY Pty Ltd ABN 69 079 137 518

Fees and charges may apply. Free transactions excludes non-rediATM, rejected BPAY® and declined electronic transactions. Terms, conditions, fees & charges may apply and are available on application. You should consider our Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.