A variable rate loan is simple. If interest rates go down, so do your repayments. Or, if interest rates increase, then your minimum repayment will too.
Try our online calculators to work out how much you can afford to repay.
It's also important for you to look at our Credit Guide if you're thinking about a loan to understand how we can best help you.
To get a loan or find out more, apply online, have a chat with us on 13 11 82 or visit any branch.
Features & benefits:
Other options:
* Minimum re-draw is $100 and is free via online and phone banking
Terms, conditions, fees, charges and lending criteria apply and are available on application.
You should consider our Product Disclosure Statements and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd (ABN 11 087 651 125) acts under its Australian Credit Licence (ACL 244310) as a Credit Assistance Provider for People’s Choice Lite Loans. Perpetual Trustees Victoria Limited (ABN 47 004 027 258) is the Credit Provider for People’s Choice Lite loans and acts under its Australian Credit Licence and under an arrangement with Advantedge Financial Services Pty Ltd (ABN 36 130 012 930).