Lite Low Doc Home Loan

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Sometimes it can be difficult to get a home loan if you are self employed. To help out, we offer the Lite Low Doc Home Loan to get you into your new home without having to complete lots of paperwork to get your loan approved.

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Applicants must be self-employed for a minimum of two years and meet the qualifying criteria. Product options include Lite Low Doc Variable, Lite Low Doc Fixed and Lite Low Doc Line of Credit.

To apply for a loan or learn more, speak with your nearest Home Loan Adviser, have a chat with us on
13 11 82 or visit any branch.

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Features & benefits:

  • Loan terms up to 30 years available.
  • Variable and Low Doc Home Loans allow you to make unlimited extra repayments without any penalty fees. Make unlimited extra repayments without any penalty fees.
  • If you select the standard variable rate you can have the flexibility to take out any extra payments you have made if you need the money back again. * #
  • Personalise your repayments to suit your budget - weekly, fortnightly or monthly.

Other options:

  • Make interest only repayments.
  • Want the best of both worlds? Combine your loan so part of it is fixed and part of it is variable.
  • Lock in a quoted fixed rate between your application date and settlement.^

Current interest rates

Fees and charges

Find a
Home Loan
Adviser
Call
13 11 82  
Visit closest branch Branch locator

Helpful tools and guides:

 

Other loans you may also like to consider:

* Not available on fixed rate loans.

# Minimum re-draw is $100 and is free via online and phone banking

^A Rate Lock fee is $395 per account and is valid for 2 months from date of approval.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

You should consider our Product Disclosure Statements and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd (ABN 11 087 651 125) acts under its Australian Credit Licence (ACL 244310) as a Credit Assistance Provider for People’s Choice Lite Loans. Perpetual Trustees Victoria Limited (ABN 47 004 027 258) is the Credit Provider for People’s Choice Lite loans and acts under its Australian Credit Licence and under an arrangement with Advantedge Financial Services Pty Ltd (ABN 36 130 012 930).

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Copyright © 2013 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
ABN 11 087 651 125    Australian Financial Services Licence (244310) and Australian Credit Licence (244310)    BSB 805-050