Many people insure their home, their personal possessions and their car, but fail to insure their most important asset, their ability to produce an income and safeguard future interests.
It's probably not something you like to think about, but if you became seriously ill and were unable to work, would you have enough savings or insurance to deal with the financial consequences? If you died would your family or other dependents cope financially?
There are generally two main considerations; insurance to cover your debts so they're not passed on to your family, and, if your income is important to your family's lifestyle, insurance to provide an income stream if you can no longer work.
Choose from the following types of insurance. The amount and type of cover you need will depend on a number of factors.
To arrange a chat with one of our Financial Advisers, call 1300 132 982, visit a branch, or if you are short on time, we'll contact you.
Life insurance provides a lump sum payment if you die, become permanently disabled, or suffer a trauma. The amount and type of cover you need will depend on a number of factors Find out more
Income Protection insurance provides a regular income if you become unable to work because of sickness, injury or accident. Find out more
You should consider our Product Disclosure Statements and/or other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
If you are receiving advice from one of our Financial Advisers in Western Australia, you will be dealing with Financial Solutions Australasia Pty Ltd ABN 36 008 939 599 AFSL 244 308, a 100% owned subsidiary of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL/ACL 244 310, trading as People's Choice Credit Union.