There will, however, be a lot of new information and important decisions to make along the way, such as planning and saving your deposit to choosing the right loan.
No matter where you are on your first home buying journey, People’s Choice Credit Union can help. We’ve got the information you need to make the path to owning your first home more rewarding.
Click on the steps below and let us help you open the door to the home you really want.
What are your goals? How much can you afford to borrow?
What account options do I have? How much should I save?
What are the different types of loans? Where do I start? Can I get pre-approval?
What am I looking for? Where can I look? What should I look out for? Private sale or auction?
What do I need to apply? What is the application process?
Terms, conditions, fees, charges and lending criteria apply. Offer is available for new applications submitted from 1 June 2013 and is subject to change at any time. Rate available for first home buyers only (each borrower on the loan must have never previously owned a residential property (either separately or jointly with another person)). Loan term is 40 years. Loan must settle by 31 August 2013 to be eligible for the offer. *$150 amount is the difference in monthly home loan repayments for a 30 year loan term and 40 year loan term calculated using our current 3 Year Fixed Package rate of 4.99%p.a. for a loan amount of $250,000. Calculations do not include fees and charges, and are only for the examples given. Comparison rate is 5.76% p.a. and is only accurate for a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
You should consider our Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
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Copyright © 2013 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 Australian Financial Services Licence (244310) and Australian Credit Licence (244310) BSB 805-050