To help you decide on the best loan for you, we've got a wide range of home loans to choose from and helpful advice to help you find the right one.
1. A Bigger Choice of Loans
We offer a wide range of home loans not only from us, but from our panel of lenders, at competitive rates. See below for our range of home loans.
2. Mobile and In-branch Home Loan Advisers
We’ll come to your home or workplace or you can speak to a specialist at any one of our branches. Find your nearest Adviser.
3. Flexible Repayment Options
Including Offset Accounts to help you reduce the interest charged; Fixed Loans so you know what your repayments will be down the track; Repayment Holiday so you can put your repayments on hold if you're ahead of your scheduled repayments and no penalties for faster repayments on your Variable Loan.
4. Lite Range
Just looking for a low rate? Our Lite range offers some of the most competitive home loan rates around.
5. Firsts for First Home Buyers
Our unique 40 year home loan reduces your monthly repayments. We can also help you into the housing market sooner with our Family Guarantee option.
6. Free Property Reports for Members
Comprehensive and up to date property data to help you find your new home, next investment or estimate the value of your house.
It's also important for you to look at our Credit Guide if you're thinking about applying for a loan to understand how we can best help you.
There are lots of things to consider when making this important step. Talk to us to find out everything you need to know. Find out more
With every new home, your loan needs change. Have a chat to one of our home loan consultants to find out what you might need from your next loan. Find out more
Every building project is different. Talk to us about your plans today so we can help you find the loan that works best for yours. Find out more
Property can be a great way to invest. If you have an investment opportunity in mind, we can help. Find out more
If you're unhappy with your current home loan provider and want to explore other options, we can make it quick and easy for you to switch. Find out more
If you want an extremely competitive rate with no ongoing fees then explore our Lite Home Loan options. Find out more
If you want more options to consider, why not try our panel of lenders? We have access to hundreds of home loans offered by a wide range of banks and credit unions. Find out more
Terms, conditions, fees and charges and lending criteria apply and are available on application.
You should consider our Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
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Copyright © 2013 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 Australian Financial Services Licence (244310) and Australian Credit Licence (244310) BSB 805-050