*Terms, conditions, fees, charges and lending criteria apply and are available on application. The People's Choice Lite Basic Variable advertised rate is eligible for loan amounts of $200,000 or greater and where the loan to value ratio does not exceed 75%. The comparison rate is 6.38%p.a. The comparison rate is only accurate for a secured loan of $150,000 for a term of 25 years. WARNING: This rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd (ABN 11 087 651 125) acts under its Australian Credit Licence (ACL 244310) as a Credit Assistance Provider for People's Choice Lite Loans. Perpetual Trustees Victoria Limited (ABN 47 004 027 258) is the Credit Provider for People's Choice Lite Loans and acts under its Australian Credit Licence and under an arrangement with Advantedge Financial Services Pty Ltd (ABN 36 130 012 930).