BSB 805 050

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BSB 805 050

Refinance and enjoy $2,000 cashback per property on home loans over $250,000.




Get in touch with a our expert Home Loan Advisers by filling out the form below.

Refinance a home or investment loan. Applications to be submitted before 31 December 2020, and approved and funded by 29 January 2021.

People’s Choice offers a range of competitive home and investment loan products and packages to suit your needs. Our expert Home Loan Advisers are here to make refinancing your home and investment loans easier.

Make the switch today!




Cashback Terms and Conditions

1. Subject to these terms and conditions, the $2,000 cashback offer applies in relation to eligible refinance home or investment basic variable and package product loans. $250,000 minimum loan per property refinanced.

2. The offer excludes residents of Victoria (VIC) and the Australian Capital Territory (ACT). 

3. Only one (1) cashback amount per property refinance will be paid regardless of the number of loans involved. 

4. Eligible loans include our basic variable product and all package products. Standard products, bridging loans and business loans are excluded.

5. Loans to refinance or otherwise repay existing People’s Choice Credit Union loans are not eligible.

6. To be eligible for the applicable cashback amount:
6.1. The completed eligible loan application must be submitted to People’s Choice Credit Union between 1 July 2020 and 31 December 2020, the offer period; and
6.2. A minimum of $250,000 must be in an eligible loan product; and
6.3. The application must be approved (according to our usual lending criteria and credit assessment processes) and the loan must be fully funded/settled by 29 January 2021.
6.4. A $395 annual package fee applies and is payable if a package product loan is taken.

7. The applicable cashback amount will be credited to a People’s Choice account nominated by the borrower(s) (which may be the loan account or another account) within 60 days of the loan being funded/settled. If an account is not nominated by the borrower(s) for this purpose, the applicable cashback amount will be credited to the loan account.

8. Lower refinance amounts may be considered for regional towns on application, if deemed eligible for the offer the cashback amount may be reduced.

9.All our usual terms and conditions, fees and charges, lending criteria and lending requirements apply and are available upon application.

10. Offer may be varied or withdrawn at any time.

People's Choice Credit Union, 50 Flinders Street, Adelaide 5000, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL, Australian Credit Licence 244310.

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