BSB 805 050

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BSB 805 050

Get $4,000 cash back when you refinance your Home Loan over $250,000 (LVR <80%).*




Get in touch with a our expert Home Loan Advisers by filling out the form below.

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People's Choice Mozo Award Highly Trusted 2018People's Choice Mozo Award Outstanding Customer Satisfaction 2018


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Refinance applications for a home or investment loan submitted before 30 June 2020, and approved and funded by 31 July 2020, are eligible.

People’s Choice offers a range of competitive Home and Investment Loan Products and Packages to suit your needs. We’re here to make refinancing your home and investment loan easier. 




*Cashback Terms and Conditions

1. Subject to these terms and conditions, the $4,000 cashback offer applies in relation to eligible refinance home or investment basic variable and package product loans from $250,000.00 with under 80% loan to valuation ratio (LVR). A $2,000 cashback offer applies for eligible loans with a 80%LVR or above.

2. Offer is restricted to one cashback amount per person, or in the case of multiple borrowers, one cashback amount per application during the offer period.

3. Eligible loans include our basic variable product and all package products. Standard products, bridging loans and business loans are excluded.

4. Loans to refinance or otherwise repay existing People’s Choice Credit Union loans are not eligible.

5. To be eligible for the applicable cashback amount:

5.1. The completed eligible loan application must be submitted to People’s Choice Credit Union between 17 March 2020 and 30 June 2020, the offer period; and

5.2. A minimum of $250,000.00 must be in an eligible loan product; and

5.3. The application must be approved (according to our usual lending criteria and credit assessment processes) and the loan must be fully funded/settled by 31 July 2020.

6. The applicable cashback amount will be credited to a People’s Choice account nominated by the borrower(s) (which may be the loan account or another account) within 60 days of the loan being funded/settled. If an account is not nominated by the borrower(s) for this purpose, the applicable cashback amount will be credited to the loan account.

7. Lower refinance amounts may be considered for regional towns on application, if deemed eligible for the offer the cashback amount may be reduced.

8.  All our usual terms and conditions, fees and charges, lending criteria and lending requirements apply and are available upon application.

9. Offer may be varied or withdrawn at anytime.

People's Choice Credit Union, 50 Flinders Street, Adelaide 5000, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL, Australian Credit Licence 244310.

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