BSB 805 050

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BSB 805 050

Buying your first home?

We’ve made a space for you to learn how.

If seeing LVR or LMI makes you think \_(ツ)_/¯  You're not alone. 

Your local People's Choice home loan adviser will support you through every step of the journey into your first home, and give you the tools to make the right choice for you.

We are proud to be appointed to the Panel of Lenders for the Australian Government’s First Home Loan Deposit Scheme. To work out if you are eligible for the First Home Loan Deposit Scheme go to  NHFIC.

We're here to help you buy your first home.

Ask us anything and we'll be in touch within two working days.

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Apply online

Done your research on our award winning First Home Buyer Home Loan, and you're ready to apply? Go you!


Terms, conditions, fees, charges and lending criteria apply and are available on application. To be eligible for a Home Loan Package, you must have minimum borrowings of $100,000.

*The comparison rate is current as at 21 August 2020 and is subject to change without notice. Home Loan Rate available for first home buyers only (each borrower on the loan must have never previously owned a residential property (either separately or jointly with another person)). Investment Loans are excluded from this offer. After the fixed period, loan reverts to applicable Variable Home Loan Package rate at the time, determined by total home lending balance. Current Variable Home Loan Package Principal and Interest rate for $100,000 is 3.66%p.a., comparison rate 4.06%p.a. The comparison rate is based on a $150,000 loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

People's Choice Credit Union, 50 Flinders Street, Adelaide 5000, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL, Australian Credit Licence 244310.

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