1 Fixed for 5 years then reverts to a variable rate for remaining term up to 10 years.
2 Minimum redraw amount is $250. Redraws are only available if sufficient extra repayments have been made against the loan account.
Terms and conditions, fees, charges, lending criteria apply. Rate current at 1/01/2020 on the Discounted Personal Loan (Car Loan) product, subject to change. Minimum loan $20,000; a $250 Application Fee applies. A Car Loan may be used to purchase or refinance a car up to 2 years old from year of manufacture (currently from 2018) which must be used as security for the Car Loan. Car loans taken by SA members via promotions through our partnership with the Adelaide Strikers may be used to purchase or refinance a car up to 3 years old from year of manufacture (currently from 2017), must be used as security for the Car Loan, until the end of the promotional period on the 29/2/2020. Interest rate is 5.64%p.a. *The comparison rate is 5.99%p.a. and is only accurate for a secured loan of $30,000 for a term of five years. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). ^General Insurance (including Travel Insurance) is issued by Insurance Australia Limited ABN 11 000 016 722 Australian Financial Services Licence No. 227681, trading as CGU Insurance. The Product Disclosure Statement (PDS) can be obtained from any branch or downloaded from peopleschoicecu.com.au. You should consider the relevant PDS and your personal circumstances before making any decision to purchase the products. Australian Credit Licence 244310.
People's Choice Credit Union, 50 Flinders Street, Adelaide 5000, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL, Australian Credit Licence 244310.
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