Whether you're buying your first home, renovating, building, refinancing or getting started with savings, we're here to help guide you every step of the way.
We’ve got the tools for you, with our range Home Loan Calculators
Let’s help you with those sums! We have a range of financial calculators so you can ‘nut out’ the financial aspects of your loan.
You’re not expected to be an expert when it comes to home loans – that’s what we’re here for. But it’s always good to do some research.
10 tips for first home buyers from current home owners.
It’s important to consider both Variable rate and Fixed rate loans when deciding on which loan option is best for you.
Owner Occupied Principal & Interest First Home Buyer Home Loan Package, fixed for 1 year ^Minimum new borrowings $100,000. Rate offer for new applications submitted from 21 August 2020. Rate available for first home buyers only. After the fixed period, loan reverts to applicable Variable Home Loan Package. Current Variable Home Loan Package Principal and Interest rate for $100,000 is 3.66%p.a., comparison rate 4.06%p.a. Investment Loans are excluded from this offer.
Owner Occupied Principal & Interest Home Loan Package, fixed for 1 year #Minimum loan $100,000. Rate offer for new applications submitted from 21 August 2020. Investment Loans excluded from this offer.
Basic Variable Home Loan Owner Occupied Principal & Interest (<80% LVR) !Minimum loan $150,000. Rate current for new applications from 22 September 2020. Under this offer, a 1.44%p.a. discount is applied to the Basic Variable rate (currently 3.93%p.a.) for the life of the loan. No Offset Account allowed.
Fees and charges apply. Rates, discounts and offers subject to change without notice.*The comparison rate is based on a $150,000 loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
People's Choice Credit Union, 50 Flinders Street, Adelaide 5000, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL, Australian Credit Licence 244310.
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