Updated: 17 April 2020
The below information relating to the CGU Travel Insurance product about coronavirus (COVID-19) will be regularly updated to reflect our latest understanding about the virus and its impact.
For policies purchased prior to 23 January 2020
You are covered for medical expenses related to the coronavirus as your policy was purchased prior to the 23 January 2020. The extent of your cover depends on the policy plan you have purchased.
Your policy also covers cancellation costs or rescheduling costs if your travel plans are affected by the Australian Government’s ‘Do Not Travel’ alerts, which now apply to all countries worldwide. Your level of cover depends on your plan and departure date. For anything booked further in advance we would assess travel restrictions closer to the travel period.
For policies purchased on or after 23 January 2020
There is no cover for any events that are widely known about before your policy starts. The coronavirus pandemic was considered a known event from 23 January 2020 following travel advice from the Australian Government.
If your policy started on or after 23 January 2020, you’re not covered for any claims relating to the coronavirus pandemic. All other coverage applies as per the terms and conditions of the Product Disclosure Statement.
We allow all customers to cancel their policies at any time, including:
If your travel plans have been affected by the coronavirus pandemic and your departure date is before 30 June 2020, you may be eligible for a refund of your premium when you cancel your policy. Please call on 13 24 81 so we can talk to you about your options.
Has your trip been postphoned?
If your trip has been postponed and you need to update your policy with your new departure dates, call us on 13 24 81 (8am–8pm, Mon–Fri).
We provide a 24-hour emergency assistance hotline for you to call if you have any difficulties while travelling. Call from anywhere in the world to speak with a highly trained, multilingual consultant (we accept reverse charges for overseas calls), or email [email protected].
For emergency travel insurance assistance, please call our 24-hour emergency assistance hotline:
Making a travel insurance claim
Simply call CGU Insurance on 13 24 80
Once your claim is lodged with CGU, we will allocate a case manager who will contact you regarding next steps. Your case manager will keep you informed about the progress of your claim.
We will assess any claims for travel cancellation and luggage damage.
We will inform you of any excess payable when you lodge your claim.
Travel Advice and Information
Please contact your travel provider prior to cancelling any upcoming travel arrangements. Your travel provider may be able to assist with options and potential changes in services enabling rearranging your travel or providing credits or refunds depending on when you are due to depart.
For full information relating to the COVID-19 outbreak please refer to the Australian Government's Smart Traveller website for more information on the risks and advice on the preventative measures
This information must be read in conjunction with the Product Disclosure Statement (PDS) and is subject to terms, conditions, limits, and exclusions. These terms, conditions, limits and exclusions are detailed in the PDS.
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