1. Check if your insurance cover meets your needs and circumstances
Make sure your entire home and contents are covered, including any recent purchases, renovations or changes in family circumstances. Don’t forget to check your vehicles, or maybe even your boat, caravan or investment property. And if you’re renting, make sure your vehicles and contents are adequately covered.
2. Know your financial details
A cyclone emergency kit should have all the financial information you need - keep a list of personal records and documents all in the one place, and have a digital copy stored safely just in case. Documents should include:
- Driver's Licence
- Birth Certificate
- Financial Institution contact details - to contact to help you recover your finanical details and policies
3. Assessing the damage and making a claim
Document any damage with photos, notes and dates to support any insurance claim, and make sure to contact your insurer before cleaning up to understand next steps for a recommended claim process.
You should speak with your financial institution, insurance company and various levels of Government to find out all possible support options in the wake of an emergency, and listen to local radio for details on temporary accommodation.
Please note the Northern Territory Government issues hardship grants for personal needs including food and clothing for those directly affected by a disaster. More information on the Northern Territory Government’s hardship grants can be found at www.disasterassist.gov.au.