BSB 805 050

To give you the best possible experience, this site uses cookies. Learn more about cookies.

BSB 805 050

Your first home loan shouldn't limit your lifestyle.

First Home Buyer rate

Canstar First Home Buyer Awards: SA, NT and Vic

We’re here to help.

Ask us anything and we’ll be in touch within two working days.
Please enter a valid email address
Cup of noodles

Living off 2 minute noodles?
Don't worry about having to sacrifice the finer things in life to afford a house.

At People's Choice, we've helped generations of Australians own their first home. Even in a property market that's a little tougher, we believe that as a first home buyer, you should have your cake and eat it, too.

We've been named CANSTAR's 2017 First Home Buyer Customer Owned Institution of the Year - Vic, SA, and NT and to celebrate the win we have our three-year Fixed Home Loan Package rate for first home buyers.

To make owning your first home an enjoyable journey, Our Home Loan Package with a low annual fee of $395 can help you save money, not just on your home loan, but on a wide range of products and services.

  • Discounted rate - save thousands of dollars over the life of the loan
  • $0 Application Fee - save $600
  • Your choice of loans; fixed, variable or line of credit -  with split loan options available
  • Unlimited loans in the one package - perfect if you're planning on investing in property in the future
  • Mobile Home Loan Advisers for your convenience
  • Plus discounts on a range of other products and services (see product page here for more details)

Still lost in the jungle of first home buyer jargon? 
Free first home buyer dictionary - Download here.

Ditch the share house for a Home Loan Package with People's Choice today.

Cup of noodles


*Terms, conditions, fees, charges and lending criteria apply and are available on application. To be eligible for a Home Loan Package, you must have minimum borrowings of $100,000. The comparison rate is current as at 27 July 2017 and is subject to change without notice. Home Loan Rate available for first home buyers only (each borrower on the loan must have never previously owned a residential property (either separately or jointly with another person)). Investment Loans are excluded from this offer. After the fixed period, loan reverts to applicable Variable Home Loan Package rate at the time, determined by total home lending balance. Current Variable Home Loan Package Principal and Interest rate for $100,000 is 4.40%p.a., comparison rate 4.79%p.a. The comparison rate is based on a $150,000 loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. You should consider our Product Disclosure Statement and/or other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd, ABN 11 087 651 125 Australian Credit Licence (244310).

We'd like to use your current location

For a more personalised experience please enter your location below...


Change your location