BSB 805 050

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BSB 805 050

Find freedom in your home loan.

Whether you’ve found your perfect home or you’re refinancing your existing one, our Home Loan Specialists can help find a home loan package just for you.

Our Home Loan Package offers the freedom to combine all your financial needs, giving you greater freedom to live your life the way you choose.

For an annual fee of $395 our Home Loan Package gives you more reasons to consolidate all of your banking with People’s Choice.

Home Loan Package benefits:

  • $0 Application Fee on all Package products, a saving of $600~
  • 100% offset account facility on variable rate products
  • Redraw funds from extra loan repayments#
  • Unlimited loans under one package Annual Fee
  • Unlimited extra mortgage repayments on variable rate products to pay off your loan sooner
  • Complimentary loan reviews to ensure your home loan works best for you and the changes in your life

Plus our Home Loan Package comes loaded with many other features and benefits.




Terms, conditions, fees, charges and lending criteria apply and are available on application. Borrower must qualify for a Home Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 23 July 2019 and is subject to change without notice. Under the Package, a 1.56%p.a. discount is applied to the Standard Variable rate for the life of the loan. Maximum Loan to Value Ratio (LVR) is 90.00%. Minimum new borrowings $100,000. You should consider our Product Disclosure Statement and Disclosure Documents. People’s Choice Credit Union, ABN 11 087 651 125, Australian Credit Licence 244310.

*Comparison rate based on a $150,000 loan over a 25 year term. WARNING:  This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

~Application fee of $600 is waived.

#Minimum redraw amount is $1,000. Redraws are only available if sufficient extra loan repayments have been made.

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