*Terms, conditions, fees, charges, lending criteria apply. Borrower must qualify for a Home Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 27 July 2017 and is subject to change at any time. A 1.37%p.a. discount applies to the Standard Variable Principal and Interest rate. Resulting rate 3.83%p.a. Maximum LVR is 60.00%. Minimum new borrowings of $150,000 applies. Comparison rate based on a $150,000 loan over a 25 year term.  WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. You should consider our Product Disclosure Statement and/or other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd, ABN 11 087 651 125 Australian Credit Licence (244310).