BSB 805 050

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BSB 805 050

Found the place? Let's talk home loans!



Our Basic Variable Home Loan allows you to enjoy a low interest rate no application or ongoing fees. Flexibility to make unlimited extra repayments means you can pay off your loan sooner.

At People’s Choice, whether it’s your first home, next home or you’re refinancing, our Home Loan Advisers can help you find a home loan that suits your needs.



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Basic Variable Benefits 

    • Competitive variable rates
    • No application or ongoing fees
    • Redraw funds from extra loan repayments#
    • Unlimited extra mortgage repayments on variable rate products to pay off your loan sooner
    • Complimentary loan reviews to ensure your home loan works best for you and the changes in your life
    • Construction loan option available


Approved lender of the Australian Government’s First Home Loan Deposit Scheme - Click here to find out if you’re eligible.



#Minimum redraw amount is $1,000. Redraws are only available if sufficient extra loan repayments have been made.

Minimum $150,000 loan. Terms, conditions, fees, charges and lending criteria apply. Rate current for new applications from 22 September 2020 and rate discounts subject to change at any time. Under this offer, a 1.44%p.a. discount is applied to the Basic Variable rate (currently 3.93%p.a.) for the life of the loan. No Offset Account allowed. *Principal and Interest comparison rate based on a $150,000 loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

People's Choice Credit Union, 50 Flinders Street, Adelaide 5000, a trading name of Australian Credit Union Ltd ABN 11 087 651 125 AFSL Australian Licence 244310.



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