1Ideally the deposit should be 20% of the property price; otherwise you may have to pay Lender’s mortgage insurance (LMI) on top of your loan amount. See conditions of your contract for more details or speak to a Home Loan Adviser at 13 11 82.
2Loan must be a principal and interest loan (as opposed to an interest only loan) to qualify for the family guarantee.
Terms, conditions, fees, charges and lending criteria apply and are available on application.
The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Disclosure Documents and your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
General insurance (including Travel Insurance) is issued by CGU Insurance ABN 27 004 478 371 Australian Financial Services Licence No. 238291.
All our insurance issuers pay commission at rates which range from 0% - 40% of the base premium. The commission rate varies depending on the type of insurance.
People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd. ABN 11 087 651 125 Australian Financial Services Licence 244310, acts under its own Australian Financial Service Licence and under an agreement with the insurer CGU Insurance Limited, ABN 27 004 478 371, AFSL 238291 (CGU).