When thinking about what to insure, take stock of all the things in your life that are meaningful to you, financially or otherwise. Consider factors, such as your age, marital status and lifestyle and take into account your assets, possessions and dependents.
Generally, if you can’t risk losing it or making a loss on it, you should consider insuring it.
General insurances help us protect ourselves and the things we value, such as our homes, our cars and our valuables, from the financial impact of risks, big and small – from fire, flood, storm and earthquake, to theft, car accidents, travel mishaps – and even from the costs of legal action against us.
It’s important to choose the right level of cover by choosing the right kind of policy with the features you need.