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From little things...
Big things grow
Is it time to grow your business? Need help with the finance side? Then it’s time to talk to our business banking consultants.
Once your business is up and running, you want to keep it going strong. So, no matter what your business is, we’re here to help it be all it can be, both now and in the future, with annual reviews for all business clients as part of the service we offer.
How’s business?
Regularly and objectively reviewing the health of your business finances is an important part of the process. We’re here to help, but it’s important you keep an eye on some of the fundamentals:
- Remember that your cash flow is the driving force behind any business. Monitor what’s going in, and what is coming out, in both the long and short-term.
- As a business, understand your annual tax obligations and what deductions you may be able to claim come June 30 each year.
- Protect you and your business by regularly identifying, managing and evaluating your key business risks.
- Marketing is an important ingredient to grow a business and can be worth the financial investment. If properly budgeted for, the right marketing plan can help your business stand out from the crowd and bring in the customers.
- The key to growing your business is planning ahead and knowing what you'd like to achieve. Take the time to look at the bigger picture every once and awhile.
- Investing in staff can nurture a positive and productive workplace and create a prosperous business.
The next steps
If you’ve made plans to grow your business, or to enhance your business management systems, you might need extra cash to put your plans in action and more or different products and services. That’s where we come in.
Business Loans
We offer a range of loans to help you buy a business, expand your business, or purchase property, vehicles or equipment for your business.
Business Accounts
There’s a People’s Choice account to cover your business needs, whether it's day to day transactions or savings and investments to keep your cash flow healthy.
Business Services
We have a number of other products and services including a Business Visa Debit Card, Business Insurance, MYOB BankLink and EFTPOS to help your business grow.
hi…
Thank you for your enquiry. Unfortunately we don’t have a Business Banker based in this area, so please call us on 13 11 82 to see how we can still help you.
Terms, conditions, fees, charges, lending criteria and exclusions apply and are available on application.
The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Disclosure Documents and your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
General insurance (including Travel Insurance) is issued by CGU Insurance ABN 27 004 478 371 Australian Financial Services Licence No. 238291.
All our insurance issuers pay commission at rates which range from 0% - 40% of the base premium. The commission rate varies depending on the type of insurance.
People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd. ABN 11 087 651 125 Australian Financial Services Licence 244310, acts under its own Australian Financial Service Licence and under an agreement with the insurer CGU Insurance Limited, ABN 27 004 478 371, AFSL 238291 (CGU).