BSB 805 050

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BSB 805 050

Guide to the most liveable and affordable housing in Adelaide & Melbourne

Welcome to the People’s Choice of Housing

The People’s Choice of Housing offers home buyers a new way of looking at the real estate market.

People’s Choice will look beyond the costs of buying a home to those factors that shape how we live, including public transport links, driveability, crime rates, schools and economic prospects. More importantly, we do this for every suburb where a couple on an ordinary income are likely to be able to borrow to buy, and afford to buy.

The result is a showcase of those suburbs that are both affordable and liveable, including some that may not be on your list.

We can’t find your perfect home – that’s up to you – but People’s Choice can give you a better idea of where you may find it.

Steve Laidlaw
Chief Executive Officer

Find a Home Loan

You've found the location, now to find the home loan

As well as providing a list of suburbs in our People's Choice of Housing we also offer a range of Home Loan products to choose from.

Find a Home Loan that suits you

Calculate what your home loan repayments may be

Use our Home Loan Calculator to calculate your mortgage repayments and enjoy the freedom of choice with your home loan.

Calculate your Repayments

Buying your first home? This one's for you

Our People's Choice of Housing gives insight into the housing market, and if you want to buy your first home, we've got more information here.

First Home Buyer Information

What you need to know about the First Home Loan Deposit Scheme

As an approved lender for the Australian Government’s First Home Loan Deposit Scheme, we can help eligible first home buyers to purchase a home with a deposit of as little as 5%, and the added bonus of not having to save for Lenders Mortgage Insurance (LMI).

Find out more

Four reasons to consider buying in a suburb that has a school

Schools bring a variety of benefits to their host suburbs, some of which might come as a surprise to you.

Explore these benefits

What you need to do before moving house

Have you found your dream home? We’ve put together some of the must do items before you make the move.

Check off these moving must-haves

Fill out the contact form and one of our Home Loan Advisers will contact you

Interested in property? Looking for a loan option to help fund your new home? Fill out the form below and one of our expert Home Loan Advisers will be in touch to help you with your home buying journey

* required information





^People’s Choice Credit Union is collecting the above information so that we may respond to your enquiry and provide information in relation to products and services we provide. We will only use this information, unless you are already a member or subsequently decide to obtain a service or product from us,  to respond to your enquiry and to contact you from time to time to provide you with information about services and products which may be of interest to you (including products and services of third parties). We may not be able to contact you if you do not provide to us this information. You can opt out of receiving direct marketing from us at any time. We disclose your personal information to relevant members of our staff. We may also disclose your personal information to agents, contractors, government agencies and bodies  who assist us in our dealings with you. Our Privacy Policy (which you can obtain at this link, in branch or by contacting us on 13 11 82 and asking for a copy) contains more information on how you can access and correct your personal information, how we use your personal information (including how to opt out of marketing), how to complain if you believe we’ve breached our privacy obligations, and how we deal with complaints. It also provides more detail on how we manage and protect your personal information if you are interested. People's Choice address is 50 Flinders St, Adelaide, 5000.

This report is published by Australian Central Credit Union Limited ABN 11 087 651 125 trading as People’s Choice Credit Union of 50 Flinders Street Adelaide SA 5000 (People’s Choice Credit Union). This report is solely for general information purposes and is not to be construed as advice or recommendations. This report has been prepared without taking into account the objectives, financial situation or needs of any person who may receive this report. We recommend that you seek your own independent legal, financial or other advice before making any decisions, including whether or not to purchase a property or obtain a loan. A number of assumptions and subjective judgements are made in preparing the report. Different assumptions and judgments could result in materially different results. People’s Choice Credit Union believes the information in this report is correct and any opinions or conclusions are reasonably held or made, based on the information available at the time of its compilation. This report contains, and is based on, material provided by third parties. While such material is published with the necessary permission, People’s Choice Credit Union accepts no responsibility for the accuracy or completeness of any such material. Although we have made every reasonable effort to ensure the information is free from error, People’s Choice Credit Union does not warrant the accuracy, adequacy or completeness of the information, or otherwise endorse it in any way. Except where contrary to law, People’s Choice Credit Union intends by this notice to exclude liability for the information in this report. The information in this report  is subject to change without notice and People’s Choice Credit Union is under no obligation to update the information or correct any inaccuracy which may become apparent at a later date.

Questions about the construction, publication and use of this index should be directed to Public Affairs, Communications and Planning at [email protected].

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