BSB 805 050

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BSB 805 050

Bridging Loan

A short term home loan to help you buy your new home before selling your old one

If you’ve found a new home before you’ve sold your old one, a Bridging Loan could be what you’re looking for.

A Bridging Loan provides you with the convenience of a short term, interest-only loan to help you to keep moving ahead with purchasing your new home, while you’re waiting to sell your existing property.

  • Competitive Standard Variable interest rate
  • Interest Only repayment option - reduce your loan repayments by paying only the interest due monthly1
  • Option to ‘capitalise’ your interest and add the interest repayments onto the amount of the loan
  • Loan terms of  up to 12 months
  • No annual fees or monthly account keeping fees (fees may apply if you opt for an Offset Facility to be attached to your Bridging Loan).2 

You can apply for a Bridging Loan online, over the phone by calling 13 11 82 or by visiting your nearest branch.

  • 5.3% p.a. (5.35% p.a. Comparison rate)

  • Application fee – from $600
  • Monthly fee - $0
  • $8 per month for Offset Facility (optional)2

  • Minimum loan size is $20,000
  • Lenders Mortgage Insurance (LMI) is payable for loans with a deposit less than 20% (80% Loan to Value Ratio or higher)
  • 3rd party charges apply (e.g. stamp duty)

Most popular questions...


Please call us on 13 11 82 to arrange a Home Loan Adviser to contact you. Alternatively you can apply for your home loan online.

1 Subject to approval. Interest only repayments can only be made monthly and the period is for a maximum of 10 years with a review after 5 years.
2 An Offset account is optional and only available for Standard Variable and Variable Home Loan Package. $8 per month fee applies to Standard Variable loans.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Disclosure Documents and your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

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