BSB 805 050

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BSB 805 050

Bridging Loan

A short term home loan to help you buy your new home before selling your old one

If you’ve found a new home before you’ve sold your old one, a Bridging Loan could be what you’re looking for.

A Bridging Loan provides you with the convenience of a short term, interest-only loan to help you to keep moving ahead with purchasing your new home, while you’re waiting to sell your existing property.

  • Competitive Standard Variable interest rate
  • Interest Only repayment option - reduce your loan repayments by paying only the interest due monthly1
  • Option to ‘capitalise’ your interest and add the interest repayments onto the amount of the loan
  • Loan terms of  up to 12 months
  • No annual fees or monthly account keeping fees (fees may apply if you opt for an Offset Facility to be attached to your Bridging Loan).2 

You can apply for a Bridging Loan online, over the phone by calling 13 11 82 or by visiting your nearest branch.

  • 4.51% p.a. (4.56% p.a. Comparison rate)

  • Application fee – from $600
  • Monthly fee - $0
  • $8 per month for Offset Facility (optional)2

  • Minimum loan size is $20,000
  • Lenders Mortgage Insurance (LMI) is payable for loans with a deposit less than 20% (80% Loan to Value Ratio or higher)
  • 3rd party charges apply (e.g. stamp duty)

Most popular questions...


Please call us on 13 11 82 to arrange a Home Loan Adviser to contact you. Alternatively you can apply for your home loan online.

1 Subject to approval. Interest only repayments can only be made monthly and the period is for a maximum of 10 years with a review after 5 years.
2 An Offset account is optional and only available for Standard Variable and Variable Home Loan Package. $8 per month fee applies to Standard Variable loans.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

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