Key benefits of this loan

Available loan size $50,000 plus
Interest only repayment option
Extra repayments of up to $10,000 per year
No ongoing fees

Rates

Check out our latest rates for our Business Fixed Rate Loan.
Secured by Residential Property up to $1,000,000
1 Year Fixed Rate
An interest rate that is fixed for one year.
% p.a.
2 Year Fixed Rate
An interest rate that is fixed for two years.
% p.a.
3 Year Fixed Rate
An interest rate that is fixed for three years.
% p.a.
4 Year Fixed Rate
An interest rate that is fixed for four years.
% p.a.
5 Year Fixed Rate
An interest rate that is fixed for five years.
% p.a.
Secured by Commercial Property up to $1,000,000
1 Year Fixed Rate
An interest rate that is fixed for one year.
% p.a.
2 Year Fixed Rate
An interest rate that is fixed for two years.
% p.a.
3 Year Fixed Rate
An interest rate that is fixed for three years.
% p.a.
4 Year Fixed Rate
An interest rate that is fixed for four years.
% p.a.
5 Year Fixed Rate
An interest rate that is fixed for five years.
% p.a.

Product overview

Enjoy a competitive fixed rate, convenient business-friendly features and the certainty of knowing exactly what your repayments will be for a set period.

At the end of the fixed period your loan will automatically switch to our standard variable rate, or you can talk to us about our other business loan options.

You can link your business loan with a business account and have all your business banking in one convenient location:
  • Lock in a competitive fixed interest rate for between one to five years

    You'll have the opportunity to revisit your loan option after this period

  • Loan terms from 1 to 25 years

  • No annual or monthly account keeping fees

  • Make extra repayments up to $10,000 per year

    Reduce your loan term and save money
  • Flexible repayment frequency

    Pay weekly, fortnightly or monthly (only monthly for Interest Only)

  • Interest only repayment option

    Free up extra cash by paying only the interest portion of the loan for up to five years
  • Split-loan option

    Get the benefits of a part fixed and part variable interest rate loan
  • Portable loan facility

    Security can be transferred directly from one property to another - subject to approval

Fees

  • Minimum loan size is $50,000.
  • Minimum deposit is 20% (80% Loan to Value Ratio or lower).
Upfront fees
Application fee$600 for loans up to $80,000
0.75% of loan, for loans greater than $80,000
Ongoing fees
Monthly administration fee$0. Refer to our Fees and Charges brochure.
Annual fee$0
Other fees
Third party chargese.g. stamp duty

Compare these business loans

If you aren’t sure which loan will be best for your needs, our comparison tool if a great place to start.

Enquire about this loan

You can enquire about this business loan online, over the phone or by visiting your nearest branch.