BSB 805 050

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BSB 805 050

Construction Loan

Keep your building project on track with a loan that gives you access to the money as you need it

Decided to build your dream home, an investment property or tackling a renovation project? With our range of Construction Home and Investment Loan options you can withdraw your funds gradually over a period of 12 months while you build so you only pay interest on the portion of the loan you have drawn; keeping your money in your pocket for longer.

Choose from a range of Home and Investment Loan options: Variable Package, 1 year or 2 year Fixed Package, Standard Variable or Basic Variable Loans.

  • 12 month Interest Only repayment option during the construction period - reduce your loan repayments by paying only the interest due each month to give you extra cash when you need it1
  • Flexible repayment options after construction is complete - pay weekly, fortnightly or monthly2
  • Split-loan option: get the benefits of a part fixed and part variable interest rate loan
  • Family guarantee for first home buyers3

You can apply for a Construction Loan online, over the phone by calling 13 11 82 or by visiting your nearest branch.

The interest rate and any applicable fees depend on the type of Construction Loan you choose.

Most popular questions...


Please call us on 13 11 82 to arrange a Home Loan Adviser to contact you. Alternatively you can apply for your home loan online.

Not what you're looking for?

1 Subject to approval. Interest only repayments can only be made monthly and the period is for a maximum of 12 months during construction with a review at the end of this period.
2 Interest only repayments can only be made monthly.
3 Loan must be a principal and interest loan (as opposed to an interest only loan) to qualify for the family guarantee. Not available for Investment Loans.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

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