BSB 805 050

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BSB 805 050


Income streams in retirement

When you hear the word ‘pensions’, most people automatically think of the Aged Pension, which is provided by the government on a fortnightly basis. However, this term is far broader in nature, and refers to a range of income streams with favourable tax treatment which you can take advantage of using your superannuation balance.

These income streams have a number of features and benefits (not the least of which is tax-free income from aged 60) and are one of many options available to your Financial Planner to maximise how much income you receive in retirement, both from your own accumulated superannuation, as well as from Centrelink.

Your Financial Planner will consider all of the factors relevant to your personal circumstances, as well as the ever-changing legislative and taxation environment, and help guide you to achieving an optimal strategy.

Importantly, these strategies need to be planned for in advance, so you need to receive quality professional advice well ahead of your retirement.

Speak with your Financial Planner about strategies that could make a difference to your retirement lifestyle today.

You can enquire about Pensions online, over the phone by calling 1300 132 982  or by visiting your nearest branch.

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Please call us on 1300 132 982 from 9am - 5pm, Mon – Fri (ACDT) to arrange for a Financial Planner to contact you. Alternatively you can enquire online.

*Response timeframes based on same business day if before 3pm otherwise next business day.

The information on this page is not intended to constitute financial advice.  For full details of the Financial Planning services we offer please refer to our Financial Planning Financial Services Guide (FSG), available from us. You should consider the Product Disclosure Statement (PDS) for the product before deciding whether to acquire it. The PDS is available from us. Any financial product advice on this page has been prepared without taking account of your objectives, financial situation or needs, so before acting on it you should consider the appropriateness of it having regard to those matters. People’s Choice Credit Union is a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL 244310. In Western Australia, our Financial Planning services are provided through Financial Solutions Australasia Pty Ltd ABN 36 008 939 599 AFSL 244308 (Financial Solutions), a wholly owned subsidiary of People’s Choice. Financial Solutions is not an authorised deposit-taking institution and its obligations do not constitute deposits in or liabilities of People’s Choice and are not guaranteed by People’s Choice.

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