BSB 805 050

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BSB 805 050

Pensions

Income streams in retirement

When you hear the word ‘pensions’, most people automatically think of the Aged Pension, which is provided by the government on a fortnightly basis. However, this term is far broader in nature, and refers to a range of income streams with favourable tax treatment which you can take advantage of using your superannuation balance.

These income streams have a number of features and benefits (not the least of which is tax-free income from aged 60) and are one of many options available to your Financial Planner to maximise how much income you receive in retirement, both from your own accumulated superannuation, as well as from Centrelink.

Your Financial Planner will consider all of the factors relevant to your personal circumstances, as well as the ever-changing legislative and taxation environment, and help guide you to achieving an optimal strategy.

Importantly, these strategies need to be planned for in advance, so you need to receive quality professional advice well ahead of your retirement.

Speak with your Financial Planner about strategies that could make a difference to your retirement lifestyle today.

You can enquire about Pensions online, over the phone by calling 1300 132 982  or by visiting your nearest branch.

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  • Why did People’s Choice partner with BT?

    Historically, People’s Choice Credit Union has used multiple service and product manufacturers to provide financial solutions for our members. Given our size, the decision was taken to use this scale to secure a competitive fee structure for our members’ superannuation, investment & insurance needs.
    We will also benefit from BT’s experience more broadly in terms of working in partnership with a large financial institution as we continue to build a stronger Credit Union.

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Please call us on 1300 132 982 from 9am - 5pm, Mon – Fri (ACDT) to arrange for a Financial Planner to contact you. Alternatively you can enquire online.

The information above is not intended to constitute financial advice and does not take into consideration your personal objectives, financial situation or needs. Before deciding whether a financial product is appropriate for you, you should obtain and consider the Product Disclosure Statement (PDS) for the product, and all other relevant documents, and consider obtaining financial advice. You can speak with a People’s Choice Financial Planner to obtain further information, financial advice or copies of the PDS for any financial product we distribute or make available. Contact us on 1300 132 982, or email fpsupport@peopleschoicecu.com.au to make an appointment.

People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 (People’s Choice), acts under its own Australian Financial Services Licence (AFSL 244310) and Australian Credit Licence (ACL 244310). In Western Australia, our Financial Planning is provided through Financial Solutions Australasia Pty Ltd ABN 36 008 939 599 AFSL 244308 (Financial Solutions), a wholly owned subsidiary of People’s Choice. Financial Solutions is not an authorised deposit-taking institution and its obligations do not constitute deposits or liabilities of People’s Choice and are not guaranteed or supported by People’s Choice.

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