BSB 805 050

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BSB 805 050

Home Loans

To help you decide on the best loan for you, we've got a range of home loans to choose from and helpful advice to help you find the right one

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Product Summary

What do I get?

Interest Rate

Comparison Rate

Service Availability

Interest Only Option

Available Loan Size

Loan to Value Ratio (LVR)

Rate Lock Option

Offset facility option

Extra Repayments

Redraw Facility

Loan Term

Repayment Frequency

Loan Splits available

Buy a Home or Investment

Refinance

Construction

Vacant Land

Bridging

Application Fee

Ongoing Fees

Package benefits and discounts on other products

 

Package your loan and bank account for great discounts and benefits and enjoy the flexibility of a variable rate

What do I get?

Flexibility of a discounted variable rate, offset ability and packaged with great range of product benefits and discounts.

Interest Rate

Home Loan: From 3.83% p.a.a

Investment Loan: From 4.85% p.a.b

Comparison Rate

Home Loan: 4.23% p.a.a

Investment Loan: 5.22% p.a.b

Service Availability

Full Service - Branch, Phone and Online support

Interest Only Option

Up to 10 years - reviewed after 5 years

Available Loan Size

$150,000+

Loan to Value Ratio (LVR)

Home Loan: Up to 95%
Investment Loan: Up to 90%

Rate Lock Option

Offset facility option

Extra Repayments

Redraw Facility

Loan Term

30 years or up to 40 years for First Home Buyers

Repayment Frequency

Weekly, Fortnightly or Monthly

Monthly for Interest Only

Loan Splits available

No restrictions on the number of splits per Annual Fee

Refinance

Vacant Land

Bridging

Application Fee

$0

Ongoing Fees

$395 per annum

Package benefits and discounts on other products

Remove

Enjoy the certainty of fixed repayments and bundle your loan and bank account into one package to save with rate and fee discounts

What do I get?

Security of a discounted fixed rate packaged with a great range of product benefits and discounts.

Interest Rate

Home Loan: From 3.84% p.a. Fixed for 2 years^

Investment Loan: From 4.29% p.a. Fixed for 2 years

Comparison Rate

Home Loan: 4.72% p.a.^

Investment Loan: 5.36% p.a.

Service Availability

Full Service - Branch, Phone and Online support

Interest Only Option

Up to 10 years - reviewed after 5 years

Available Loan Size

$150,000+

Loan to Value Ratio (LVR)

Home Loan: Up to 95%

Investment Loan: Up to 90%

Rate Lock Option

 0.15% fee applies

Offset facility option

Extra Repayments

Up to $10,000 per year

Redraw Facility

Loan Term

30 years or up to 40 years for First Home Buyers

Repayment Frequency

Weekly, Fortnightly or Monthly

Monthly for Interest Only

Loan Splits available

No restrictions on the number of splits per Annual Fee

Refinance

Vacant Land

Bridging

Application Fee

$0

Ongoing Fees

$395 per annum

Package benefits and discounts on other products

Remove

Enjoy a competitive variable rate and the freedom to make unlimited extra repayments to pay off your loan quicker

What do I get?

Low variable rate and the freedom to make extra repayments to reduce the length of your loan.

Interest Rate

Home Loan: From 4.47% p.a.a

Investment Loan: From 5.07% p.a.

Comparison Rate

Home Loan: 4.52% p.a.a

Investment Loan: 5.12% p.a.

Service Availability

Full Service - Branch, Phone and Online support

Interest Only Option

Up to 10 years - reviewed after 5 years

Available Loan Size

$50,000+

Loan to Value Ratio (LVR)

Home Loan: Up to 95%

Investment Loan: Up to 90%

Rate Lock Option

Offset facility option

Extra Repayments

Redraw Facility

Loan Term

30 years or up to 40 years for First Home Buyers

Repayment Frequency

Weekly, Fortnightly or Monthly

Monthly for Interest Only

Loan Splits available

Refinance

Vacant Land

Bridging

Application Fee

$600

Ongoing Fees

$0

Package benefits and discounts on other products

Remove

Enjoy no monthly fees and the flexibility to make unlimited extra repayments to pay off your loan quicker

What do I get?

Variable loan no monthly fees and the flexibility to make extra repayments to reduce the length of your loan.

Interest Rate

Home Loan: 5.25% p.a.

Investment Loan: 5.85% p.a.

Comparison Rate

Home Loan: 5.3% p.a.

Investment Loan: 5.9% p.a.

Service Availability

Full Service - Branch, Phone and Online support

Interest Only Option

Up to 10 years - reviewed after 5 years

Available Loan Size

$20,000+

Loan to Value Ratio (LVR)

Home Loan: Up to 95%

Investment Loan: Up to 90%

Rate Lock Option

Offset facility option

Extra Repayments

Redraw Facility

Loan Term

30 years or up to 40 years for First Home Buyers

Repayment Frequency

Weekly, Fortnightly or Monthly

Monthly for Interest Only

Loan Splits available

Refinance

Vacant Land

Application Fee

$600

Ongoing Fees

$0

Package benefits and discounts on other products

Remove

Enjoy the certainty of fixed mortgage repayments for a set period of time

What do I get?

Set fixed mortgage repayment certainty for up to 5 years.

Interest Rate

Home Loan: From 3.99% p.a. Fixed for 2 years

Investment Loan: From 4.44% p.a. Fixed for 2 years

Comparison Rate

Home Loan: 5.16% p.a.

Investment Loan: 5.72% p.a.

Service Availability

Full Service 
- Branch, Phone and Online support

Interest Only Option

Up to 10 years - reviewed after 5 years

Available Loan Size

$20,000+

Loan to Value Ratio (LVR)

Home Loan: Up to 95%

Investment Loan: Up to 90%

Rate Lock Option

 0.15% fee applies

Offset facility option

Extra Repayments

Up to $10,000 per year

Redraw Facility

Loan Term

30 years or up to 40 years for First Home Buyers

Repayment Frequency

Weekly, Fortnightly or Monthly

Monthly for Interest Only

Loan Splits available

Refinance

Vacant Land

Bridging

Application Fee

$600

Ongoing Fees

$8 per month

Package benefits and discounts on other products

Remove

A flexible loan that puts you in control of your repayments by consolidating your transaction account and mortgage into one convenient account

What do I get?

Flexible Line of Credit Loan to control your finances, all with the one account.

Interest Rate

5.8% p.a.

Comparison Rate

N/A

Service Availability

Full Service - Branch, Phone and Online support

Interest Only Option

10 years

Available Loan Size

$20,000 to $500,000

Loan to Value Ratio (LVR)

Up to 90%

Rate Lock Option

Offset facility option

N/A

Extra Repayments

Redraw Facility

Can draw up to limit amount

Loan Term

Up to 30 Years

Repayment Frequency

Monthly

Loan Splits available

Refinance

Construction

Vacant Land

Bridging

Application Fee

$600

Ongoing Fees

$8 per month

Package benefits and discounts on other products

Remove

Take control of your repayments with the flexibility of a transaction account and mortgage consolidated into a convenient account and save with extra discounts and benefits

What do I get?

Flexible transactional Line of Credit Loan packaged with a great range of product benefits and discounts.

Interest Rate

From  5.2% p.a.

Comparison Rate

N/A

Service Availability

Full Service - Branch, Phone and Online support

Interest Only Option

10 Years

Available Loan Size

$150,000 to $500,000

Loan to Value Ratio (LVR)

Up to 90%

Rate Lock Option

Offset facility option

N/A

Extra Repayments

Redraw Facility

Can draw up to limit amount

Loan Term

Up to 30 Years

Repayment Frequency

Monthly

Loan Splits available

No restrictions on the number of splits per Annual Fee

Refinance

Construction

Vacant Land

Bridging

Application Fee

$0

Ongoing Fees

$395 per annum

Package benefits and discounts on other products

Remove

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What you need to know

Help Videos

Check out our Home Loans video to help you get started.

Terms, conditions, fees, charges, lending criteria apply and are available upon application.

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