With our Fixed Rate Home & Investment Loans you can set your interest rate for a fixed period of time, so you know exactly what your mortgage repayments will be, helping you to budget and plan your finances.
At the end of the fixed period your loan will automatically switch to our standard variable or standard variable investment rate, or you can talk to us about our other home loan options.
- Lock in a competitive fixed interest rate for between one to five years
- Loan terms up to 30 years (or up to 40 years for first home buyers)
- Make extra repayments up to $10,000 per year – reduce your loan term and save money1
- Flexible repayment frequency - pay weekly, fortnightly or monthly2
- Interest only repayment option - reduce your loan repayments by paying only the interest due monthly3
- Split-loan interest rate option - get the benefits of a part fixed and part variable interest rate loan4
- Rate-lock facility - guarantee your chosen fixed rate for up to 90 days from when you apply to when your loan funds5
- Family guarantee for first home buyers6