Standard Variable Home & Investment Loan

¹ $8 monthly fee applies if you choose to have an Offset account. An Offset account is optional and only available for Standard Variable and Variable Package loans.
² Interest only repayments can only be made monthly.
³ Minimum redraw amount is $1,000. Redraws are only available if sufficient extra loan repayments have been made.
⁴ Subject to approval. Interest only repayments can only be made monthly and the period is for a maximum of 10 years with a review after 5 years.
⁵ Subject to approval.
⁶ Loan must be a principal and interest loan (as opposed to an interest only loan) to qualify for the family guarantee.
~ Low Doc Home Loans are not available for new business.
^a Only available for new business, rate current for new applications from 31/07/2018 and subject to change without notice. The Basic Variable LVR rate is 0.30% p.a. discount to the Basic Variable rate and applies for life of loan. Resulting in a Basic Variable rate of rate 4.42% p.a. Maximum LVR is 80%. Members with an existing home loan must increase their borrowings by at least $50,000 to qualify for the new business offer and the LVR must be less than or equal to 80%.
^b Only available for new business, rate current for new applications from 31/07/2018 and subject to change without notice. The Basic Variable Investment LVR rate is 0.30% p.a. discount to the Basic Variable Investment rate and applies for life of loan. Resulting in a Basic Variable Investment rate of 5.07%p.a. Maximum LVR is 80%. Members with an existing home loan must increase their borrowings by at least $50,000 to qualify for the new business offer and the LVR must be less than or equal to 80%.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.  

The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Disclosure Documentsand your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.