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BSB 805 050

Travel Insurance

Get out and see the world; our affordable travel insurance will be there for you if something goes wrong

Travel safe, travel happy

You take care of the selfie, we’ll take care of the camera.

Wherever you may be heading next, make sure unexpected events don’t ruin your trip or your wallet! We've partnered with CGU to provide affordable travel insurance that will take the stress out of travel. Covering a wide range of unexpected events, CGU's travel insurance is tailored to suit your travel plans and budget. 

 

Wherever you may be heading next, make sure unlucky events don't ruin your trip!

 


Purchase a new travel insurance policy by 31 May 2019 and you will receive a free travel gift for your next adventure*
 


*To be eligible to receive a free travel gift you must take out a new travel insurance policy between 1 April 2019 and 31 May 2019 or while stocks last. New travel insurance policies purchased online at peopleschoicecu.com.au and by phone on 13 11 82 during this period will receive a Power Bank (“free travel gift”). New travel insurance policies purchased at a People’s Choice branch during this period will receive a Travel Wallet (“free travel gift”).

We're there when you need us

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If you get sick or injured

We'll provide cover for the ambulance, hospital and surgery while travelling overseas.

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If your stuff is lost or stolen

We'll cover the costs for luggage, cameras, clothes and more.

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If there’s an emergency

We're here on the phone 24/7 and ready to help.

Want a quote?

Get a quote today

Alternatively you can contact us on 13 11 82.


Great benefits

Overseas medical

If you need unexpected medical or dental treatment while overseas, we’ll cover you.

Cancellations

If you need to cancel your trip due to unforeseen circumstances, we’ll refund your prepaid flights and accommodation.

Rental vehicle cover

If you have an accident in your rental car, we’ll cover the vehicle’s insurance excess.

Travel disruptions

If you lose your passport, have an accident or the weather goes bananas, we’ll cover accommodation and travel expenses.

Please read the Product Disclosure Statement (PDS) for full terms and conditions.


Cover for every type of traveller

Whether it’s your first trip ever or just your first trip this year, we’ve got you sorted.

Female backpacker looking out across the horizon

Backpackers and first-timers

Your big global adventure awaits and no one knows what’s ahead. So get covered, just in case.

Young family of three in blowing snow from their hands

Families

Enjoy your family holiday with peace of mind knowing that you and your loved ones are all insured.

businessman leaving the airport with his suitcase

Experienced Travellers

If you’re a seasoned traveller, you’ll know that things can and do go wrong. You know what to do.


Your travel cover, your way: make it your own

International travel

There are four levels of cover to suit your needs and budget:

  1. Platinum: top-level cover with unlimited unexpected overseas hospital and medical costs, unlimited emergency expenses in certain circumstances and many other great benefits
  2. Premium: mid-level cover, including unlimited unexpected overseas hospital and medical costs and many other benefits
  3. Essentials: affordable basic cover that includes unlimited unexpected overseas hospital and medical costs
  4. Annual Multi-Trip: Platinum level cover for multiple international trips within 12 months

 

Australian holidays

When you’re travelling around Australia, you’ll enjoy your trip more knowing you have cover for:

  • cancelled or rescheduled plans if due to unforeseen circumstances
  • damaged or lost luggage and travel documents
  • certain emergency expenses
  • accidental death and disability in certain circumstances

 

Ski/snowboard holidays

Hitting the slopes? Get peace of mind with optional extra cover for snow holidays including:

  • costs for hiring your skis or board if yours is damaged in transit
  • medical cover if you have a skiing accident
  • emergency dental cover
  • replacement of your snow equipment if yours is lost, damaged or stolen

 

Cruise holidays

If you're heading on a cruise, we have optional cruise cover available for your grand voyage. You'll get:

  • cover for every country you visit - when you list each on your policy
  • medical and emergency dental cover if you have an accident
  • costs for returning home if it's deemed medically necessary
  • cover for cancelled or rescheduled extra activities and day trips
  • replacement of certain items that are lost, stolen or damaged

 

Optional extra cover for valuables

If you’re taking important possessions with you, we’ll cover the replacement of items such as:

  • cameras
  • jewellery
  • bicycles
  • ski and snowboarding gear
  • golf clubs

 

Conditions apply to all cover types.
Please read the Product Disclosure Statement (PDS) for full terms and conditions.


Insurance you can trust

Every day, thousands of Australians trust CGU Insurance.

Making a claim

We’re ready if you need to claim. Call us on 13 11 82 (international +61 8 8305  8305) and our claims consultants will help you all along the way.

Backed by CGU

We’re backed by CGU, one of Australia’s most trusted insurers, with more than 165 years of experience.

Community focused

We believe in contributing to our local communities, and we’ve raised thousands of dollars for worthy causes.

International Plans

Policy Sections Platinum & Annual
Multi-Trip Plan
Premium Plan Essentials Plan
Cancellation or Rescheduling Unlimited $25,000 $15,000
Cancelled leave $1,000 $500 -
Travel Agent Fees $4,000 $2,000 $1,000
Overseas Medical and Hospital Unlimited Unlimited Unlimited
Cash in Hospital $6,000 $3,000 $1,000
Overseas Emergency Dental $2,000 $1,000 $1,000
Funeral Expenses $20,000 $20,000 $20,000
Luggage $15,000 $7,500 $3,000
Travel Documents $3,000 $2,000 $1,000
Luggage Delay $750 $500 -
Personal Money $500 - -
Emergency Expenses Unlimited $25,000 $15,000
Resumption of Travel $6,000 $2,500 -
Special Events $5,000 $2,500 $1,000
Accidental Death $25,000 $15,000 -
Accidental Liability $25,000 $15,000 -
Legal Liability $2.5m $2m $1m
Rental Vehicle Excess $5,000 $3,000 -
Loss of Income $10,400 $6,500 -
Financial Default $2,500 - -
Domestic Pets $650 - -
Domestic Services $1,500 - -
Travel Delay $1,000 $1,000 -
Hijack and Kidnap $10,000 $5,000 -
Mugging $500 - -

 

Domestic Plans

Policy Sections Domestic Plan Cancellation
Only Plan
Cancellation or Rescheduling $25,000 Choice of
$1,000, $2,000
or $3,000
Cancelled leave $750
Travel Agent Fees $2,000
Overseas Medical and Hospital - -
Cash in Hospital - -
Overseas Emergency Dental - -
Funeral Expenses $1,000 -
Luggage $2,500 -
Travel Documents $500 -
Luggage Delay $500 -
Personal Money - -
Emergency Expenses $10,000 -
Resumption of Travel - -
Special Events $2,000 -
Accidental Death $10,000 -
Accidental Liability $10,000 -
Legal Liability $1m -
Rental Vehicle Excess (available on some policies) $3,000 -
Loss of Income $4,500 -
Financial Default - -
Domestic Pets - -
Domestic Services - -
Travel Delay - -
Hijack and Kidnap - -
Mugging - -

Most popular questions...

More questions...

  • Who can I contact regarding my travel insurance if I am overseas?

    If you have any difficulties while you are travelling, call our Emergency Assistance Hotline and speak with one of our expertly trained, multilingual staff. The numbers to call reverse charge, depending on whether you are travelling within Australia or overseas are (02) 8895 0698 (within Australia) and +61 2 8895 0698 (via the local operator while overseas).

  • How do I claim?

    Making a claim is easy. Just call CGU on 13 24 80 or email TravelAssist@cgu.com.au and quote your policy number. You can make a claim 24 hours a day, seven days a week.

    Have an existing policy? Here is a list of contact details for our insurers.

hi…

Thank you for your enquiry. Unfortunately we don’t have a branch in this area, so please call us on 13 11 82 to see how we can still help you.

Subject to the product issuer’s underwriting rules and acceptance guidelines.Terms, conditions and exclusions apply and are available upon application.
The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Product Disclosure Statement (PDS), other Disclosure Documents and your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
General insurance (including Travel Insurance) is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. All our insurance issuers pay commission at rates which range from 0% - 40% of the base premium. The commission rate varies depending on the type of insurance.

People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd. ABN 11 087 651 125 Australian Financial Services Licence 244310, acts under its own Australian Financial Service Licence and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance.

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