BSB 805 050

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BSB 805 050

Investment Home Loans & Rates

Make your money work harder for you with the right investment home loan to suit your goals

When it comes to property investment, everyone’s goals are different. Whether your investment strategy is focussed on paying off the loan as soon as possible or simply repaying the interest, we have a range of investment home loans to help you meet your goals.

Choose the product that fits you.

We offer loan terms of up to 30 years and flexible repayment frequencies (pay weekly, fortnightly or monthly1). You also have the choice of either Principal and Interest or Interest Only repayments, depending on your investment strategy. Plus, if you want the benefits of a part fixed and part variable interest rate loan,2 a split-loan interest rate option could be for you.  

Fixed

  • Rate-lock facility – guarantee your chosen fixed rate for up to 90 days from when you apply to when your loan funds3
  • Make extra repayments up to $10,000 per year4

Choose from:

Fixed Investment Loan Package

Fixed Rate Investment Loan

Variable

  • Freedom to make unlimited extra repayments – reduce your loan term and save money
  • Redraw facility – access to extra cash if you’re ahead on your repayments5
  • Offset account option – link your loan and transaction account to help reduce the interest and time taken to pay off your loan (available on Standard Variable Investment and Variable Investment Package loans)6

Choose from:

Variable Investment Loan Package

Standard Variable Investment Loan

Basic Variable Investment Loan


 

You can apply for an Investment Home Loan online, over the phone by calling 13 11 82 or by visiting your nearest branch.

The interest rate and any applicable fees depend on the type of Investment Loan you choose.

Most popular questions...

hi…

Please call us on 13 11 82 to arrange a Home Loan Adviser to contact you. Alternatively you can apply for your home loan online.

Not what you're looking for?

Interest only repayments can only be made monthly.
Subject to approval.
Rate Lock fee is 0.15% of the total loan amount and is valid for 90 days from the date of application.
Break Cost fee may apply for repayments above the $10,000 limit.
Minimum redraw amount is $1,000 and is free to facilitate online or $40 for an in-branch Staff Assisted redraw. Redraws are only available if sufficient extra loan repayments have been made.
An Offset account is optional and only available for Standard Variable Investment and Variable Investment Package loans. $8 per month fee applies for Standard Variable Investment loans.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

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