BSB 805 050

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BSB 805 050

Personal Loans

Whether you want to buy a new car, go on a holiday, renovate your home or refinance an existing loan, we can help you get the personal loan that’s right for you, with competitive interest rates, fast pre-approval and no monthly fees.

Choose the product that fits you

Compare Our Products

Product Summary

Interest Rate

Comparison Rate

What do I get?

Available Loan Size

Loan Term

Rate Type

Rate Lock Option

Extra Repayments

Redraw Facility

Repayment Frequency

Application Fee

Ongoing Fees

Termination / Early Repayment Fees

Loan Protection

Acceptable Security

Loan Purpose

 

A personal loan to help you buy a new car at a low rate

Interest Rate

New cars: 5.64% p.a.1

 

Comparison Rate

New cars: 5.99% p.a.*

What do I get?

Low flexible discounted rate, no ongoing fees, available specifically for new car loans using the same motor vehicle as security

Available Loan Size

New cars: $20,000+ Lower loan amounts available, higher rates apply - refer to the Discounted Personal Loan and Secured Personal Loan Products1 

Lower loan amounts available, higher rates apply 

Loan Term

Up to 10 years

Rate Type

Fixed for the first 5 years, then reverts to standard variable rate(currently 11.55% p.a.)

Rate Lock Option

0.15% fee applies3

Extra Repayments

Redraw Facility

Repayment Frequency

Weekly, Fortnightly or Monthly

Application Fee

$250

Ongoing Fees

Termination / Early Repayment Fees

Loan Protection
Acceptable Security

New Cars

Loan Purpose

Purchase a New Car

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A low rate, secured personal loan that can be arranged to help you for almost any purpose

Interest Rate

7.99% p.a.2

Comparison Rate

8.35% p.a.*

What do I get?

Low flexible discounted rate, no ongoing fees with lower rates available when using a motor vehicle, motor cycle, or caravan as security

Available Loan Size

$10,000+

Loan Term

Up to 10 years

Rate Type

Fixed for the first 5 years, then reverts to standard variable rate(currently 11.55% p.a.)

Rate Lock Option

0.15% fee applies3

Extra Repayments

Redraw Facility

Repayment Frequency

Weekly, Fortnightly or Monthly

Application Fee

$250

Ongoing Fees

Termination / Early Repayment Fees

Loan Protection
Acceptable Security

New Cars, Used Cars, Motorbike or Caravan or Term Deposit/Savings

Loan Purpose

New Cars, Used Cars, Motorbike, Caravan, Travel, Boat, Refinance, Debt Consolidation or any other worthwhile purpose

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A flexible, secured personal loan that offers a competitive fixed rate for the life of your loan

Interest Rate

11.99% p.a.

Comparison Rate

13.76% p.a.^

What do I get?

A flexible loan with no ongoing fees and which is available for almost any purpose

Available Loan Size

$2,000+

Loan Term

Up to 7 years

Rate Type

Fixed

Rate Lock Option

0.15% fee applies3

Extra Repayments

Redraw Facility

Repayment Frequency

Weekly, Fortnightly or Monthly

Application Fee

$250

Ongoing Fees

Termination / Early Repayment Fees

Loan Protection
Acceptable Security

New Cars, Used Cars, Motorbike or Caravan or Term Deposit/Savings

Loan Purpose

Any worthwhile loan purpose

Remove

A personal loan with a fixed rate for the life of your loan and the flexibility of no required security

Interest Rate

13.99% p.a.

Comparison Rate

15.78% p.a.#

What do I get?

An unsecured flexible loan with no ongoing fees, which is  available for almost any purpose

Available Loan Size

$2,000+

Loan Term

Up to 7 years

Rate Type

Fixed

Rate Lock Option

0.15% fee applies3

Extra Repayments

Redraw Facility

Repayment Frequency

Weekly, Fortnightly or Monthly

Application Fee

$250

Ongoing Fees

Termination / Early Repayment Fees

Loan Protection
Acceptable Security

N/A

Loan Purpose

Any worthwhile loan purpose

Remove

Sole loan purpose must be to purchase a new vehicle (year of manufacture 2016) that has not previously been registered or owned, and the vehicle must secure the loan.
2 Fixed for 5 years then reverts to our standard variable rate (currently 11.55% p.a.) for remaining term.
3 Rate Lock fee is 0.15% of the total loan amount and is valid for 60 days from the date of application.
4 Minimum redraw amount is $250 and redraws are free if performed online or at a cost of $40 for an in-branch Staff Assisted Redraw. Redraws are only available if sufficient extra repayments have been made against the loan account.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

* Comparison rates are based on a secured loan of $30,000 with monthly repayments over a term of 5 years. 
^ Comparison rates are based on a secured loan of $10,000 with monthly repayments over a term of 3 years.
# Comparison rates are based on an unsecured loan of $10,000 with monthly repayments over a term of 3 years.  
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Disclosure Documents and your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

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