To help give you the best deal on a car loan we have flexible and fair finance options for new and used cars.
Get the best car loan
Choosing a vehicle can often be a timely process. Do you choose a sedan? A wagon? A hatchback? And then there are the colours, wheels, trims and whether or not to get the optional extras?
While you’re taking care of all of the big decisions, let us help you with making the right finance choices. With no ongoing fees, pre-approval available and flexible terms, our Discounted Personal Loan (Car Loan) is designed to meet your needs and help you get on the road sooner.
We’re here to help
As a member-owned financial institution, our first priority is to help you. Our Discounted Personal Loan (Car Loan) could let you drive away with a better deal, with lower interest rates starting on loans from $20,000, no monthly fees and a fixed rate for the first five years.
Special offer for new car buyers
If you’re thinking about buying a car or refinancing your car loan, we offer one of Australia’s lowest rates – 5.99% p.a.* – for new and used cars over $20,0001.
- Competitive interest rates
- $0 Monthly Fee on Zip account6 – save up to $6.00 per month ($72 per year)
- Available for new and used cars over $20,0001
- No monthly account fees
- Flexible repayment frequency - pay weekly, fortnightly or monthly
- Fixed rate for first five years
- Loan terms up to 10 years4
- No penalties for additional repayments or early payout
- Redraw facility against your extra repayments5
- Online application
- Pre-approval valid for 90 days